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| Buffalo | | Make sure you have a new policy in | | Buy-Back" Deductible: A deductible |
| Topeka | | place before you cancel your old one | | which may be eliminated for an |
| Glendale | | to avoid a lapse in coverage. This will | | additional premium in order to |
| Escondido | | also prevent having to figure out the | | provide "first-dollar" coverage. |
| Las Vegas | | amount of any unused premium that is | | |
| Santa Clara | | due to you from your old insurance | | Tariff Rate: A rate established by a |
| Williamsburg | | company, or having to spar with your | | rating organization, which comes from |
| Newark | | agent about exactly when your policy | | the tables, schedules and rules found |
| Rockville | | was cancelled and how much they | | in the tariff of rates. |
| Lawton | | owe you. | | |
| Chicago | | | | Domestic Insurer (or Company): An |
| San Diego | | Individuals who have 30-year | | insurer formed under the laws of the |
| Rochester | | mortgages might want to consider a | | state in which the insurance is written. |
| Kansas City | | 30-year term to ensure that the house | | |
| Killeen | | is protected throughout the period of | | Line of Business: The classification of |
| Rochester | | the loan. | | business as utilized in the insurance |
| Alpharetta | | | | industry, e.g., Fire, Allied Lines and |
| Washington | | Shopping around is the best way to | | Homeowners. |
| Lafayette | | save money on your insurance. | | |
| Worcester | | | | Leasehold: An agreement which |
| Santa Barbara | | The quickest and easiest way to | | gives a person the right to use and |
| Akron | | shop for new insurance is by | | occupy property. |
| Wichita Falls | | comparing rates at InsWebs online | | |
| El Cajon | | marketplace. If you do it the | | Partial Loss: A loss covered by an |
| Aurora | | old-fashioned way (by calling or | | insurance policy which does not |
| Rockville | | visiting multiple agents or insurance | | completely destroy or render |
| Tempe | | companies) it could take up a huge | | worthless the insured property. |
| Norfolk | | chunk of your time, which no one | | |
| Costa Mesa | | wants or needs. By completing | | Deductible: The portion of an insured |
| Waco | | InsWebs online application, you will | | loss to be borne by the insured |
| San Bernardino | | have rates to compare to your old | | before he is entitled to recovery from |
| Decatur | | ones within minutes! | | the insurer. |
