| | | | |
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| Scottsdale | | Healthy people have the best | | Lapsed Policy: One which has been |
| Athens | | mortality risks and thus are much | | allowed to expire because of |
| Nashville | | cheaper for companies to insure. This | | nonpayment of premiums. |
| Lowell | | translates into lower rates for the | | |
| Lake Worth | | Super Preferred customer than | | Premises: The particular location of |
| South Bend | | someone with higher risk factors such | | property or a portion thereof as |
| Kansas City | | as a heart condition, cancer or | | designated in a policy. |
| Allentown | | diabetes. Conversely, if you were | | |
| New Orleans | | unhealthy when you acquired your | | Gross Premium: The net premium |
| Newark | | policy, and your health has now | | plus operating expenses, |
| Conroe | | improved, it might be time to shop for | | commissions and other expenses. |
| Lake Charles | | a new policy, as your rates are likely | | |
| Odessa | | to be lower. | | Partnership Entity: The partnership |
| Wilmington | | | | considered as an entity and not in |
| Pittsburgh | | People who are trying to quit | | terms of its individual part-owners. |
| Palm Harbor | | smoking, for example, might be best | | |
| Woodbridge | | suited purchasing a shorter term (and | | Partnership: A business enterprise |
| Portland | | then replacing it with a longer term | | owned and operated by two or more |
| Canton | | policy when they qualify for | | persons for the purpose of generating |
| Allentown | | non-tobacco prices). | | business income and profits. |
