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| Gaithersburg | | Make sure you have a new policy in | | Insurance Examiner: The |
| Greeley | | place before you cancel your old one | | representative of a state insurance |
| Flint | | to avoid a lapse in coverage. This will | | department assigned to participate in |
| Canton | | also prevent having to figure out the | | the official audit and examination of |
| Overland Park | | amount of any unused premium that is | | an insurer. |
| Duluth | | due to you from your old insurance | | |
| Salem | | company, or having to spar with your | | Depreciation: A decrease in the value |
| Arlington | | agent about exactly when your policy | | of any type of tangible property over |
| Albany | | was cancelled and how much they | | a period of time resulting from use, |
| Las Vegas | | owe you. | | wear and tear, or obsolescence. |
