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| Eugene | | Make sure you have a new policy in | | Loss Adjustment Expense: The cost |
| Peoria | | place before you cancel your old one | | of adjusting losses, excluding the |
| St. Joseph | | to avoid a lapse in coverage. This will | | amount of the loss itself. |
| Syracuse | | also prevent having to figure out the | | |
| Houma | | amount of any unused premium that is | | Short Rate Premium: The premium |
| Reno | | due to you from your old insurance | | required for issuing a policy for a |
| Southfield | | company, or having to spar with your | | period less than its normal term. |
| West Chester | | agent about exactly when your policy | | |
| Winter Park | | was cancelled and how much they | | Fiduciary: A person holding the funds |
| Lakeland | | owe you. | | or property of another in a position of |
| Long Beach | | | | trust. An example would be the |
| Memphis | | Why not take advantage of current | | executor of an estate. |
| St. Paul | | low prices? Many auto insurance | | |
| Fort Lauderdale | | consumers are becoming educated | | Accidental Bodily Injury: An injury |
| Killeen | | on other companies, plans, and rates | | sustained accidentally. Only the result |
| Atlanta | | that are available to them; ones that | | need be accidental. Contrast with |
| Dayton | | could afford them significant savings | | Accidental Means. |
| Canton | | on their auto insurance. | | |
| Sioux City | | | | Line of Business: The classification of |
| Knoxville | | At InsWeb, you can compare free | | business as utilized in the insurance |
| Johnson City | | online insurance quotes from many of | | industry, e.g., Fire, Allied Lines and |
| Biloxi | | the nations leading insurance | | Homeowners. |
| Cincinnati | | companies. | | |
| Tucson | | | | Lloyd's Broker: A person who has the |
| Alameda | | We offer quotes for auto insurance, | | authority to negotiate insurance |
| Toledo | | life insurance, homeowners | | contracts with the underwriters on the |
| Little Rock | | insurance, health insurance, term life | | floor at Lloyd's. |
| Kingsport | | insurance and more. | | |
| Boise | | | | Underwriters Laboratories, Inc. (UL): A |
| Olympia | | The best time to switch policies is | | testing laboratory for manufactured |
| High Point | | within one month of receiving your | | items to determine their safety |
| Pembroke Pines | | policy renewal from your current | | propensities. |
| Toms River | | insurer. You can typically cancel your | | |
| Santa Rosa | | policy without any fees or penalties if | | Premium Receipt: The receipt given |
| Naperville | | you act within this time period. | | a policy owner for the payment of a |
| Bethlehem | | | | premium. |
