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| Fresno | | Everyone has different needs, and | | Insurance Policy: The printed form |
| West Palm Beach | | not one size fits all when it comes to | | which serves as the contract between |
| Abilene | | term life insurance. While it may make | | an insurer and an insured. |
| Spring Hill | | sense for people in their 30s and 40s | | |
| Mesa | | to secure a 20-year term length, a | | Indemnify: To restore the victim of a |
| Longview | | 10-year term might be more | | loss to the same position as before |
| Syracuse | | appropriate for someone nearing | | the loss occurred. |
| Mountain View | | retirement. | | |
| Wilmington | | | | Multi-Peril Policies: Policies which |
| Portsmouth | | Why not take advantage of current | | cover a number of perils, such as fire, |
| Evanston | | low prices? Many auto insurance | | burglary, and liability, in a single |
| Eugene | | consumers are becoming educated | | contract. |
| Harlingen | | on other companies, plans, and rates | | |
| Irvine | | that are available to them; ones that | | Short Rate Premium: The premium |
| Peoria | | could afford them significant savings | | required for issuing a policy for a |
| Westbury | | on their auto insurance. | | period less than its normal term. |