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| Santa Rosa | | Shopping around is the best way to | | Approved: The condition which exists |
| Goldsboro | | save money on your insurance. | | when the person or object to be |
| Hemet | | | | insured meets the underwriting |
| Williamsport | | Everyone has different needs, and | | standards of the insurer. |
| Springfield | | not one size fits all when it comes to | | |
| Daytona Beach | | term life insurance. While it may make | | Retrospective Premium: The final |
| Frederick | | sense for people in their 30s and 40s | | premium in a retrospective rating |
| Chandler | | to secure a 20-year term length, a | | plan. See Retrospective Rating. |
| Erie | | 10-year term might be more | | |
| Columbus | | appropriate for someone nearing | | War Risk Insurance: Insurance |
| Salem | | retirement. | | covering damage caused by war. |
| Joliet | | | | Most often written by Ocean Marine |
| Fresno | | If you have noticed that your auto | | Insurance companies covering |
| Rockville | | insurance rates are still increasing | | vessels. |
| Hattiesburg | | with each renewal, or even have not | | |
| Cape Coral | | gone down even though you have a | | Notice To Company: Written notice to |
| Jackson | | great driving record, this lower pricing | | an insurer of the occurrence of an |
| Cleveland | | trend makes it more important then | | event which a claim is to be based. |
| Quincy | | ever that you shop around for auto | | |
| Panama City | | insurance. | | Fiduciary: A person holding the funds |
| Frederick | | | | or property of another in a position of |
| Clinton Township | | Healthy people have the best | | trust. An example would be the |
| Cherry Hill | | mortality risks and thus are much | | executor of an estate. |
| Odessa | | cheaper for companies to insure. This | | |
| Omaha | | translates into lower rates for the | | New For Old: Replacing old |
| San Jose | | Super Preferred customer than | | damaged parts or equipment with |
| Springfield | | someone with higher risk factors such | | new ones rather than repairing them. |
| Palo Alto | | as a heart condition, cancer or | | |
| Grand Prairie | | diabetes. Conversely, if you were | | Liabilities: Money owed or expected |
| Lubbock | | unhealthy when you acquired your | | to be owed. Insurance company |
| Honolulu | | policy, and your health has now | | financial statements, for instance, |
| Palo Alto | | improved, it might be time to shop for | | show assets and liabilities. |
| Owensboro | | a new policy, as your rates are likely | | |
| Fullerton | | to be lower. | | United States Aircraft Insurance |
| Lawton | | | | Group: A group of insurers providing |
| Durham | | | | facilities for all forms of Aviation |
| Oceanside | | | | Insurance. |
