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| Knoxville | | Shopping around is the best way to | | National Auto Theft Bureau: An |
| Denver | | save money on your insurance. | | organization engaged in the |
| Pensacola | | | | prevention and reduction of motor |
| Naperville | | Healthy people have the best | | vehicle fire and theft losses. |
| Yonkers | | mortality risks and thus are much | | |
| Davenport | | cheaper for companies to insure. This | | Gain and Loss Exhibit: The portion of |
| Hendersonville | | translates into lower rates for the | | the convention blank which |
| Greeley | | Super Preferred customer than | | represents an analysis of gains, |
| Las Vegas | | someone with higher risk factors such | | losses, and surplus during an |
| Washington | | as a heart condition, cancer or | | accounting period. |
| Davenport | | diabetes. Conversely, if you were | | |
| Newark | | unhealthy when you acquired your | | Minimum Premium: The smallest |
| Lancaster | | policy, and your health has now | | amount of premium for which an |
| Littleton | | improved, it might be time to shop for | | insurer will issue coverage under a |
| Lawton | | a new policy, as your rates are likely | | given policy. |
| Irving | | to be lower. | | |
| Metairie | | | | Notice To Company: Written notice to |
| Duluth | | If you have noticed that your auto | | an insurer of the occurrence of an |
| Long Beach | | insurance rates are still increasing | | event which a claim is to be based. |
| Brooklyn | | with each renewal, or even have not | | |
| Norwalk | | gone down even though you have a | | Book Value: Refers to the value of |
| Las Cruces | | great driving record, this lower pricing | | assets as shown in the official |
| San Bernardino | | trend makes it more important then | | accounting records of the company. |
| Odessa | | ever that you shop around for auto | | |
| Tyler | | insurance. | | Mandatory Valuation Reserve: A |
| Cherry Hill | | | | reserve required by a state law to |
| Albany | | The quickest and easiest way to | | offset any declines in the valuation of |
| Lowell | | shop for new insurance is by | | securities listed as admitted assets. |
| Detroit | | comparing rates at InsWebs online | | |
| Jersey City | | marketplace. If you do it the | | Expense Allowance: A compensation |
| Englewood | | old-fashioned way (by calling or | | paid to an insurance agent in excess |
| Hendersonville | | visiting multiple agents or insurance | | of prescribed commissions. |
| Anderson | | companies) it could take up a huge | | |
| Athens | | chunk of your time, which no one | | Federal Deposit Insurance |
| San Francisco | | wants or needs. By completing | | Corporation (FDIC): An agency of the |
| Shreveport | | InsWebs online application, you will | | federal government which insures |
| Syracuse | | have rates to compare to your old | | bank deposits up to a stated |
| Savannah | | ones within minutes! | | maximum. |
