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| Sarasota | | Everyone has different needs, and | | Initial Premium: An amount paid at the |
| Woodbridge | | not one size fits all when it comes to | | inception of an insurance contract, |
| Philadelphia | | term life insurance. While it may make | | usually subject to adjustment at the |
| Jonesboro | | sense for people in their 30s and 40s | | end of the policy period. |
| Aurora | | to secure a 20-year term length, a | | |
| Franklin | | 10-year term might be more | | Director of Insurance: A title used in |
| Durham | | appropriate for someone nearing | | some states for the head of the |
| Minneapolis | | retirement. | | department of insurance. |