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| Gaithersburg | | While some companies raise their | | Cash Flow Underwriting: The use of |
| Pensacola | | prices based on your actual age, | | rating and premium collection |
| Jackson | | most companies increase the price of | | techniques by insurance companies |
| Littleton | | their policies six months before your | | to maximize interest earnings on |
| Yonkers | | birthday. Its a term called Age | | premiums. |
| Staten Island | | Nearest in the industry, and that | | |
| Carlsbad | | half-year price increase could really | | Deflation: An economic period |
| Malden | | add up over a 20-year term policy. As | | characterized by falling prices, high |
| Huntington | | above, the quicker you purchase your | | unemployment and a generally |
| Macon | | policy the better. | | sluggish or slow economy. |
