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| Greeley | | If you decide to cancel your policy | | Premises: The particular location of |
| Dayton | | (after acquiring new coverage) | | property or a portion thereof as |
| Inglewood | | outside of the 30-day period, you may | | designated in a policy. |
| Newburgh | | have to pay a fee or penalty. | | |
| Littleton | | However, you may still save money | | Broker of Record: A broker who has |
| Odessa | | after paying the fee if your new policy | | been designated to handle certain |
| Alpharetta | | affords you significant savings. So | | insurance contracts for the |
| Orange Park | | while it is best to wait until your | | policyholder. |
| Columbus | | receive your renewal notice, you CAN | | |
| Decatur | | cancel your policy at any time. | | Divided Cover: The placing of |
| Los Angeles | | | | insurance on a given subject or |
| Joliet | | The best time to switch policies is | | object with more than one insurer. |
| Chesapeake | | within one month of receiving your | | |
| Escondido | | policy renewal from your current | | Exclusions: Specific situations, |
| Slidell | | insurer. You can typically cancel your | | conditions, or circumstances that are |
| Nashville | | policy without any fees or penalties if | | listed in the contract as being not |
| St. Joseph | | you act within this time period. | | covered. |