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| Arlington | | Life insurance, specifically Term Life, | | Public Adjuster: An insurance adjuster |
| Saginaw | | is arguably one of the best values in | | who represents an insured on a fee |
| Thousand Oaks | | the entire financial services arena. | | basis in claims settlement. Contrast |
| Killeen | | Where else can you go and get | | with Independent Adjuster. |
| Chandler | | hundreds of thousands of dollars in | | |
| Portland | | protection for literally pennies per | | Leasehold: An agreement which |
| Bronx | | day? Rates for Term Life insurance | | gives a person the right to use and |
| Bronx | | remain at all-time lows, and now is the | | occupy property. |
| Springfield | | time to lock in the best prices. | | |
| Sumter | | | | Appraisal: An evaluation of property |
| Bay City | | While some companies raise their | | made to ascertain either the |
| Cleveland | | prices based on your actual age, | | appropriate amount of insurance to |
| Metairie | | most companies increase the price of | | be written or the amount of loss to be |
| Mountain View | | their policies six months before your | | paid. |
| Bronx | | birthday. Its a term called Age | | |
| Stockton | | Nearest in the industry, and that | | Valuation Clause: A clause stating the |
| Albuquerque | | half-year price increase could really | | value of items for insurance |
| Lexington | | add up over a 20-year term policy. As | | purposes, making it a valued policy. |
| Woodbridge | | above, the quicker you purchase your | | |
| Wilmington | | policy the better. | | Basic Rate: The manual rate from |
| Hot Springs | | | | which discounts are taken or to which |
| Warwick | | Healthy people have the best | | charges are added to reflect the |
| South Bend | | mortality risks and thus are much | | individual circumstances of a risk. |
| Biloxi | | cheaper for companies to insure. This | | |
| Whittier | | translates into lower rates for the | | Losses Outstanding: A summary |
| Gulfport | | Super Preferred customer than | | statement prepared by Property, Life, |
| Waco | | someone with higher risk factors such | | and Liability insurers showing claims |
| Jersey City | | as a heart condition, cancer or | | not yet settled. |
| Fayetteville | | diabetes. Conversely, if you were | | |
| Fayetteville | | unhealthy when you acquired your | | Professional Insurance Agents |
| Williamsport | | policy, and your health has now | | Association: A trade association of |
| Macon | | improved, it might be time to shop for | | mutual insurance agents. |
| Newport News | | a new policy, as your rates are likely | | |
| Stockbridge | | to be lower. | | Authorized Insurer: An insurer |
| Fremont | | | | authorized by the state to transact |
| Phoenix | | | | business in that state for specific |
| New Port Richey | | | | types of insurance. |
