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| Ann Arbor | | Individuals who have 30-year | | Stock Option Plan: Surviving |
| Bellevue | | mortgages might want to consider a | | stockholders have the option to |
| Goldsboro | | 30-year term to ensure that the house | | purchase or not purchase the shares |
| Boston | | is protected throughout the period of | | of a deceased stockholder. |
| Lakewood | | the loan. | | |
| Fayetteville | | | | Gross Premium: The net premium |
| Oxnard | | If you decide to cancel your policy | | plus operating expenses, |
| Nashua | | (after acquiring new coverage) | | commissions and other expenses. |
| Davenport | | outside of the 30-day period, you may | | |
| Anderson | | have to pay a fee or penalty. | | Adjustment Bureau: A firm organized |
| Springfield | | However, you may still save money | | to provide adjustment services to |
| Sterling Heights | | after paying the fee if your new policy | | insurers not wishing to create their |
| Ventura | | affords you significant savings. So | | own claims division. |
| Waco | | while it is best to wait until your | | |
| Grand Rapids | | receive your renewal notice, you CAN | | National Auto Theft Bureau: An |
| Orange | | cancel your policy at any time. | | organization engaged in the |
| Mountain View | | | | prevention and reduction of motor |
| Lima | | Shopping around is the best way to | | vehicle fire and theft losses. |
| Westbury | | save money on your insurance. | | |
| Raleigh | | | | Society of Insurance Research: An |
| Newport Beach | | If you have noticed that your auto | | organization which encourages |
| Pompano Beach | | insurance rates are still increasing | | insurance research and promotes the |
| Oceanside | | with each renewal, or even have not | | exchange of ideas and methods of |
| Albuquerque | | gone down even though you have a | | research. |
| Hartford | | great driving record, this lower pricing | | |
| Sioux City | | trend makes it more important then | | You/Your: These words are used to |
| Lake Charles | | ever that you shop around for auto | | refer to the named insured in many of |
| Milwaukee | | insurance. | | the modernized/personalized policy |
| Columbia | | | | forms. |
| Tuscaloosa | | People who are trying to quit | | |
| Hot Springs | | smoking, for example, might be best | | Valuation Clause: A clause stating the |
| York | | suited purchasing a shorter term (and | | value of items for insurance |
| Fresno | | then replacing it with a longer term | | purposes, making it a valued policy. |
| Portland | | policy when they qualify for | | |
| Cedar Rapids | | non-tobacco prices). | | |
