| | | | |
|
| Walnut Creek | | Everyone has different needs, and | | War Risk Insurance: Insurance |
| Baltimore | | not one size fits all when it comes to | | covering damage caused by war. |
| St. Paul | | term life insurance. While it may make | | Most often written by Ocean Marine |
| Corona | | sense for people in their 30s and 40s | | Insurance companies covering |
| Huntington Beach | | to secure a 20-year term length, a | | vessels. |
| Tulsa | | 10-year term might be more | | |
| Poughkeepsie | | appropriate for someone nearing | | Paid-In Surplus: Surplus paid in by |
| Amarillo | | retirement. | | stockholders, as contrasted with |
| Salem | | | | surplus earned through the |
| Poughkeepsie | | Make sure you have a new policy in | | operations of a business. |
| Abilene | | place before you cancel your old one | | |
| Malden | | to avoid a lapse in coverage. This will | | Substandard Risk: A risk not |
| Columbia | | also prevent having to figure out the | | measuring up to underwriting |
| Livonia | | amount of any unused premium that is | | standards. It may still be written but |
| Gainesville | | due to you from your old insurance | | usually at a surcharged premium. |
| Long Beach | | company, or having to spar with your | | |
| Springfield | | agent about exactly when your policy | | Sole Proprietorship: A business |
| Stockton | | was cancelled and how much they | | enterprise owned by one person who |
| Schaumburg | | owe you. | | is its manager and employee. |
