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| Vineland | | While some companies raise their | | Adjustment Bureau: A firm organized |
| Mesa | | prices based on your actual age, | | to provide adjustment services to |
| Jackson | | most companies increase the price of | | insurers not wishing to create their |
| Kingsport | | their policies six months before your | | own claims division. |
| Anaheim | | birthday. Its a term called Age | | |
| Rochester | | Nearest in the industry, and that | | Notice of Cancellation: Written notice |
| Charleston | | half-year price increase could really | | by an insurer of intent to cancel |
| Thousand Oaks | | add up over a 20-year term policy. As | | insurance, or written notice by an |
| Tampa | | above, the quicker you purchase your | | insured requesting cancellation. |
| Clarksville | | policy the better. | | |
| Pensacola | | | | Coding: A method of putting |
| Tempe | | People who are trying to quit | | information into a numerical form for |
| Chandler | | smoking, for example, might be best | | statistical use. Most information on |
| Portsmouth | | suited purchasing a shorter term (and | | policies is coded and then put into |
| Hartford | | then replacing it with a longer term | | reports. |
| Jacksonville | | policy when they qualify for | | |
| Hattiesburg | | non-tobacco prices). | | Index Bureau Experience: A measure |
| Yuma | | | | of losses relating to claims reported |
| Berkeley | | The best time to switch policies is | | through a claim office during a |
| Norwalk | | within one month of receiving your | | 12-month period. |
| Bradenton | | policy renewal from your current | | |
| Austin | | insurer. You can typically cancel your | | Director of Insurance: A title used in |
| Portland | | policy without any fees or penalties if | | some states for the head of the |
| Monroe | | you act within this time period. | | department of insurance. |
