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| Silver Spring | | We offer quotes for auto insurance, | | Brick Veneer Construction: Refers to |
| Hattiesburg | | life insurance, homeowners | | a building where the outside walls are |
| Belleville | | insurance, health insurance, term life | | constructed of wood with a facing of a |
| Scranton | | insurance and more. | | single layer of brick. |
| San Francisco | | | | |
| Portsmouth | | Individuals who have 30-year | | Public Adjuster: An insurance adjuster |
| Dubuque | | mortgages might want to consider a | | who represents an insured on a fee |
| Southfield | | 30-year term to ensure that the house | | basis in claims settlement. Contrast |
| Corona | | is protected throughout the period of | | with Independent Adjuster. |
| Columbus | | the loan. | | |
| Modesto | | | | Agency Contract (or Agreement): The |
| Daytona Beach | | If you decide to cancel your policy | | document which establishes the legal |
| Acworth | | (after acquiring new coverage) | | relationship between an agent and an |
| Glendale | | outside of the 30-day period, you may | | insurer. |
| Canton | | have to pay a fee or penalty. | | |
| Alpharetta | | However, you may still save money | | Accidental Bodily Injury: An injury |
| Tucson | | after paying the fee if your new policy | | sustained accidentally. Only the result |
| Chattanooga | | affords you significant savings. So | | need be accidental. Contrast with |
| Waterloo | | while it is best to wait until your | | Accidental Means. |
| Santa Barbara | | receive your renewal notice, you CAN | | |
| Henderson | | cancel your policy at any time. | | Approved: The condition which exists |
| Alameda | | | | when the person or object to be |
| Arlington | | The quickest and easiest way to | | insured meets the underwriting |
| Fort Wayne | | shop for new insurance is by | | standards of the insurer. |
| Long Island City | | comparing rates at InsWebs online | | |
| Nashua | | marketplace. If you do it the | | Premium Receipt: The receipt given |
| Pompano Beach | | old-fashioned way (by calling or | | a policy owner for the payment of a |
| Naperville | | visiting multiple agents or insurance | | premium. |
| Tampa | | companies) it could take up a huge | | |
| Hollywood | | chunk of your time, which no one | | Policy Period (or Term): The period |
| Eugene | | wants or needs. By completing | | during which the policy contract |
| Bronx | | InsWebs online application, you will | | affords protection, e.g., six months or |
| Texarkana | | have rates to compare to your old | | one or three years. |
| Bloomington | | ones within minutes! | | |