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| Hemet | | The quickest and easiest way to | | Notice of Cancellation: Written notice |
| Rapid City | | shop for new insurance is by | | by an insurer of intent to cancel |
| Atlanta | | comparing rates at InsWebs online | | insurance, or written notice by an |
| Troy | | marketplace. If you do it the | | insured requesting cancellation. |
| Huntsville | | old-fashioned way (by calling or | | |
| Daytona Beach | | visiting multiple agents or insurance | | Index Bureau Experience: A measure |
| Reno | | companies) it could take up a huge | | of losses relating to claims reported |
| Texarkana | | chunk of your time, which no one | | through a claim office during a |
| Flint | | wants or needs. By completing | | 12-month period. |
| Salem | | InsWebs online application, you will | | |
| Corpus Christi | | have rates to compare to your old | | Liquidity: The ability of an insurer to |
| Boulder | | ones within minutes! | | convert its assets into cash to pay |
| Lake Charles | | | | claims if necessary. |
| Huntington Beach | | The best time to switch policies is | | |
| Englewood | | within one month of receiving your | | License: A certification of authority for |
| West Palm Beach | | policy renewal from your current | | an agent or insurer to operate, given |
| Tucson | | insurer. You can typically cancel your | | by the appropriate jurisdiction. |
| Lake Worth | | policy without any fees or penalties if | | |
| West Palm Beach | | you act within this time period. | | Liabilities: Money owed or expected |
| Green Bay | | | | to be owed. Insurance company |
| Boulder | | Why not take advantage of current | | financial statements, for instance, |
| St. Louis | | low prices? Many auto insurance | | show assets and liabilities. |
| Pueblo | | consumers are becoming educated | | |
| Boston | | on other companies, plans, and rates | | Collusion: An agreement, usually |
| Harlingen | | that are available to them; ones that | | secret, between two or more persons |
| Kingsport | | could afford them significant savings | | to defraud or deprive another or |
| Buffalo | | on their auto insurance. | | others of their property or rights. |
