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| Madison | | At InsWeb, you can compare free | | Replacement: A new policy written to |
| Jacksonville | | online insurance quotes from many of | | take the place of one currently in force. |
| Glendale | | the nations leading insurance | | |
| Union | | companies. | | Loss Frequency: The number of times |
| Tempe | | | | a loss occurs over a specific period |
| Coral Springs | | Shopping around is the best way to | | of time. |
| Chula Vista | | save money on your insurance. | | |
| Bradenton | | | | You/Your: These words are used to |
| Harlingen | | If you decide to cancel your policy | | refer to the named insured in many of |
| Reno | | (after acquiring new coverage) | | the modernized/personalized policy |
| Baltimore | | outside of the 30-day period, you may | | forms. |
| Marietta | | have to pay a fee or penalty. | | |
| Clearwater | | However, you may still save money | | License: A certification of authority for |
| Harrisburg | | after paying the fee if your new policy | | an agent or insurer to operate, given |
| Tempe | | affords you significant savings. So | | by the appropriate jurisdiction. |
| Metairie | | while it is best to wait until your | | |
| Youngstown | | receive your renewal notice, you CAN | | Tariff Rate: A rate established by a |
| Alpharetta | | cancel your policy at any time. | | rating organization, which comes from |
| Longmont | | | | the tables, schedules and rules found |
| Little Rock | | Life insurance, specifically Term Life, | | in the tariff of rates. |
| Panama City | | is arguably one of the best values in | | |
| Trenton | | the entire financial services arena. | | Nonassignable: A policy that the |
| Bakersfield | | Where else can you go and get | | owner cannot assign to a third party. |
| Slidell | | hundreds of thousands of dollars in | | Most policies are nonassignable |
| Corona | | protection for literally pennies per | | unless approval is given by the |
| Johnson City | | day? Rates for Term Life insurance | | insurer. |
| Chicago | | remain at all-time lows, and now is the | | |
| Green Bay | | time to lock in the best prices. | | Underinsurance: A condition in which |
| St. Louis | | | | not enough insurance is carried to |
| Wichita Falls | | The quickest and easiest way to | | cover the insurable value. |
| Boise | | shop for new insurance is by | | |
| Cape Coral | | comparing rates at InsWebs online | | Liquidity: The ability of an insurer to |
| Norwalk | | marketplace. If you do it the | | convert its assets into cash to pay |
| Hemet | | old-fashioned way (by calling or | | claims if necessary. |
| Poughkeepsie | | visiting multiple agents or insurance | | |
| Hot Springs | | companies) it could take up a huge | | |
| Tempe | | chunk of your time, which no one | | |
| Zanesville | | wants or needs. By completing | | |
| Lake Charles | | InsWebs online application, you will | | |
| Beaumont | | have rates to compare to your old | | |
| Anderson | | ones within minutes! | | |
