| | | | |
|
| Jackson | | Why not take advantage of current | | Brick Veneer Construction: Refers to |
| Johnstown | | low prices? Many auto insurance | | a building where the outside walls are |
| Las Cruces | | consumers are becoming educated | | constructed of wood with a facing of a |
| Palm Desert | | on other companies, plans, and rates | | single layer of brick. |
| Downey | | that are available to them; ones that | | |
| Winter Haven | | could afford them significant savings | | Operating Expense: The expense of |
| Spokane | | on their auto insurance. | | an insurer other than commissions |
| Springfield | | | | and taxes. Called " and Insurance |
| Lansing | | We offer quotes for auto insurance, | | Expense" in the convention statement |
| Rochester | | life insurance, homeowners | | blank. |
| St. Louis | | insurance, health insurance, term life | | |
| Staten Island | | insurance and more. | | Authorized Insurer: An insurer |
| Clearwater | | | | authorized by the state to transact |
| Peoria | | Individuals who have 30-year | | business in that state for specific |
| Newark | | mortgages might want to consider a | | types of insurance. |
| Marietta | | 30-year term to ensure that the house | | |
| Montgomery | | is protected throughout the period of | | Net Loss: The amount of loss |
| Canton | | the loan. | | sustained by an insurer after giving |
| Whittier | | | | effect to all applicable reinsurance, |
| Norwalk | | The best time to switch policies is | | salvage, and subrogation recoveries. |
| Grand Rapids | | within one month of receiving your | | |
| Springfield | | policy renewal from your current | | Loss Frequency: The number of times |
| Charleston | | insurer. You can typically cancel your | | a loss occurs over a specific period |
| Portland | | policy without any fees or penalties if | | of time. |
| Irvine | | you act within this time period. | | |
| Boulder | | | | Convention Values: Values assigned |
| Macon | | Make sure you have a new policy in | | to insurers' assets in the convention |
| Columbia | | place before you cancel your old one | | blank. |
| Naples | | to avoid a lapse in coverage. This will | | |
| Anderson | | also prevent having to figure out the | | Foreign Insurer: An insurer domiciled |
| Worcester | | amount of any unused premium that is | | in a state of the United States other |
| Corona | | due to you from your old insurance | | than the one in which the insured's |
| Winter Park | | company, or having to spar with your | | insurance is written. |
| Birmingham | | agent about exactly when your policy | | |
| Plano | | was cancelled and how much they | | |
| Manchester | | owe you. | | |
