St. Joseph Insurance

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Owensboro	If you have noticed that your auto	Nonassignable: A policy that the
Madison	insurance rates are still increasing	owner cannot assign to a third party.
Las Vegas	with each renewal, or even have not	Most policies are nonassignable
Edmond	gone down even though you have a	unless approval is given by the
Wilmington	great driving record, this lower pricing	insurer.
Tempe	trend makes it more important then
Chicago	ever that you shop around for auto	Capital Sum: The maximum lump sum
Kalamazoo	insurance.	payable in the event of accidental
Santa Monica		death or dismemberment.
Anchorage	While some companies raise their
Orange	prices based on your actual age,	Deficit Carried Forward: The transfer
Youngstown	most companies increase the price of	of a debit balance from one
Portland	their policies six months before your	accounting period to another.
Chula Vista	birthday. Its a term called Age
Orange	Nearest in the industry, and that	Theory of Probability: The
Wilmington	half-year price increase could really	mathematical principle upon which
Henderson	add up over a 20-year term policy. As	insurance is based.
Norfolk	above, the quicker you purchase your
San Bernardino	policy the better.	Domestic Insurer (or Company): An
Bellevue		insurer formed under the laws of the
Spokane	If you decide to cancel your policy	state in which the insurance is written.
Cedar Rapids	(after acquiring new coverage)
Lake Worth	outside of the 30-day period, you may	FICA. Federal Insurance Contributions
Elkhart	have to pay a fee or penalty.	Act: A law imposing a payroll tax to
Cambridge	However, you may still save money	assist in funding Social Security
Decatur	after paying the fee if your new policy	benefits.
Providence	affords you significant savings. So
Henderson	while it is best to wait until your	Retail Credit Company: The former
Rome	receive your renewal notice, you CAN	name of Equifax, a credit reporting
Wilmington	cancel your policy at any time.	organization. See Equifax.