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| Albuquerque | | The quickest and easiest way to | | Indemnify: To restore the victim of a |
| Pompano Beach | | shop for new insurance is by | | loss to the same position as before |
| Canton | | comparing rates at InsWebs online | | the loss occurred. |
| Corona | | marketplace. If you do it the | | |
| Longmont | | old-fashioned way (by calling or | | Partial Loss: A loss covered by an |
| Waterloo | | visiting multiple agents or insurance | | insurance policy which does not |
| Alexandria | | companies) it could take up a huge | | completely destroy or render |
| Des Moines | | chunk of your time, which no one | | worthless the insured property. |
| Denver | | wants or needs. By completing | | |
| Evansville | | InsWebs online application, you will | | Standard Industry Code (SIC): This is |
| Fresno | | have rates to compare to your old | | a coding system which assigns |
| Tulsa | | ones within minutes! | | separate codes for different types of |
| Sumter | | | | industries. |
| Nashville | | Everyone has different needs, and | | |
| Greensboro | | not one size fits all when it comes to | | Criticism: A correction suggested by a |
| Sacramento | | term life insurance. While it may make | | rating or auditing bureau to an insurer. |
| Albany | | sense for people in their 30s and 40s | | |
| High Point | | to secure a 20-year term length, a | | Public Adjuster: An insurance adjuster |
| Cookeville | | 10-year term might be more | | who represents an insured on a fee |
| Lake Charles | | appropriate for someone nearing | | basis in claims settlement. Contrast |
| Trenton | | retirement. | | with Independent Adjuster. |