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| Mansfield | | The best time to switch policies is | | Countersignature: The signature of a |
| Tulsa | | within one month of receiving your | | licensed agent or representative on a |
| Providence | | policy renewal from your current | | policy. |
| Detroit | | insurer. You can typically cancel your | | |
| New York | | policy without any fees or penalties if | | War Risk Insurance: Insurance |
| Goldsboro | | you act within this time period. | | covering damage caused by war. |
| Tulsa | | | | Most often written by Ocean Marine |
| Hartford | | Everyone has different needs, and | | Insurance companies covering |
| Shreveport | | not one size fits all when it comes to | | vessels. |
| Quincy | | term life insurance. While it may make | | |
| Racine | | sense for people in their 30s and 40s | | Captive Agent: One who sells |
| Lakeland | | to secure a 20-year term length, a | | insurance for only one company as |
| Dothan | | 10-year term might be more | | opposed to an agent who represents |
| Goldsboro | | appropriate for someone nearing | | several companies. |
| Anderson | | retirement. | | |
| Newark | | | | National Auto Theft Bureau: An |
| Riverside | | While some companies raise their | | organization engaged in the |
| Greeley | | prices based on your actual age, | | prevention and reduction of motor |
| Greeley | | most companies increase the price of | | vehicle fire and theft losses. |
| New Port Richey | | their policies six months before your | | |
| Goldsboro | | birthday. Its a term called Age | | Business: In Property, Liability, and |
| Birmingham | | Nearest in the industry, and that | | Health lines, it usually refers to the |
| Cookeville | | half-year price increase could really | | volume of premiums. |
| White Plains | | add up over a 20-year term policy. As | | |
| Orange | | above, the quicker you purchase your | | Claim: A demand made by the |
| Stamford | | policy the better. | | insured, or the insured's beneficiary, |
| Boulder | | | | for payment of the benefits provided |
| San Antonio | | Make sure you have a new policy in | | by the contract. |
| Palo Alto | | place before you cancel your old one | | |
| Vero Beach | | to avoid a lapse in coverage. This will | | We/Us/Our: These words are used to |
| Myrtle Beach | | also prevent having to figure out the | | refer to the insurer in many of the |
| Virginia Beach | | amount of any unused premium that is | | modernized/personalized policy |
| Arlington | | due to you from your old insurance | | forms recently introduced. |
| Springfield | | company, or having to spar with your | | |
| Oceanside | | agent about exactly when your policy | | |
| Oakland | | was cancelled and how much they | | |
| Denver | | owe you. | | |
