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| Lafayette | | Life insurance, specifically Term Life, | | Initial Premium: An amount paid at the |
| Anderson | | is arguably one of the best values in | | inception of an insurance contract, |
| Little Rock | | the entire financial services arena. | | usually subject to adjustment at the |
| Newark | | Where else can you go and get | | end of the policy period. |
| Buffalo | | hundreds of thousands of dollars in | | |
| Jackson | | protection for literally pennies per | | Valued: Relating to an agreement by |
| Topeka | | day? Rates for Term Life insurance | | an insurer to pay a specified amount |
| Pittsburgh | | remain at all-time lows, and now is the | | of money to or on behalf of the |
| Berkeley | | time to lock in the best prices. | | insured upon occurrence of a defined |
| Billings | | | | loss. |
| Schaumburg | | If you have noticed that your auto | | |
| San Bernardino | | insurance rates are still increasing | | Federal Deposit Insurance |
| Louisville | | with each renewal, or even have not | | Corporation (FDIC): An agency of the |
| Arlington | | gone down even though you have a | | federal government which insures |
| Jasper | | great driving record, this lower pricing | | bank deposits up to a stated |
| St. Paul | | trend makes it more important then | | maximum. |
| Fort Collins | | ever that you shop around for auto | | |
| Salt Lake City | | insurance. | | Fiduciary: A person holding the funds |
| Duluth | | | | or property of another in a position of |
| Sarasota | | The quickest and easiest way to | | trust. An example would be the |
| Peoria | | shop for new insurance is by | | executor of an estate. |
| Mesquite | | comparing rates at InsWebs online | | |
| Fort Lauderdale | | marketplace. If you do it the | | Submitted Business: Applications for |
| Charleston | | old-fashioned way (by calling or | | insurance submitted to an insurer but |
| Ventura | | visiting multiple agents or insurance | | not yet acted upon by it. |
| Durham | | companies) it could take up a huge | | |
| Cedar Rapids | | chunk of your time, which no one | | Other Insurance: The existence of |
| Jackson | | wants or needs. By completing | | other contracts covering the same |
| Santa Barbara | | InsWebs online application, you will | | interest and perils. |
| Worcester | | have rates to compare to your old | | |
| Huntington Beach | | ones within minutes! | | Broker-Agent: One acting as an agent |
| Glendale | | | | of one or more insurers and as a |
| San Francisco | | At InsWeb, you can compare free | | broker in dealing with one or more |
| Cambridge | | online insurance quotes from many of | | other insurers. |
| Redlands | | the nations leading insurance | | |
| Duluth | | companies. | | |