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| Columbus | | At InsWeb, you can compare free | | Insurance Policy: The printed form |
| Raleigh | | online insurance quotes from many of | | which serves as the contract between |
| North Hollywood | | the nations leading insurance | | an insurer and an insured. |
| Santa Clara | | companies. | | |
| Killeen | | | | Tickler: A reminder system used to |
| Naperville | | The quickest and easiest way to | | call an individual's attention to actions |
| San Antonio | | shop for new insurance is by | | that must be taken at a future point in |
| Waterloo | | comparing rates at InsWebs online | | time. |
| Flushing | | marketplace. If you do it the | | |
| Delray Beach | | old-fashioned way (by calling or | | Calendar Year Experience: This |
| Denver | | visiting multiple agents or insurance | | measures the premiums and losses |
| Springfield | | companies) it could take up a huge | | entered on accounting records during |
| Santa Rosa | | chunk of your time, which no one | | the 12-month calendar. |
| Phoenix | | wants or needs. By completing | | |
| San Jose | | InsWebs online application, you will | | Notice of Cancellation: Written notice |
| Lawton | | have rates to compare to your old | | by an insurer of intent to cancel |
| Bradenton | | ones within minutes! | | insurance, or written notice by an |
| Mesa | | | | insured requesting cancellation. |
| Rockford | | Shopping around is the best way to | | |
| Scottsdale | | save money on your insurance. | | Agent's License: A certificate of |
| Albuquerque | | | | authority from the state which permits |
| Fort Worth | | Make sure you have a new policy in | | the agent to conduct business. |
| Lowell | | place before you cancel your old one | | |
| Portland | | to avoid a lapse in coverage. This will | | Malinger: To feign a disability for the |
| Lafayette | | also prevent having to figure out the | | purpose of continuing to collect |
| Monroe | | amount of any unused premium that is | | benefits longer than actually |
| Muskegon | | due to you from your old insurance | | necessary. |
| Lorain | | company, or having to spar with your | | |
| Palm Desert | | agent about exactly when your policy | | Endorsement: A written or printed form |
| Albuquerque | | was cancelled and how much they | | attached to the policy which alters |
| Birmingham | | owe you. | | provisions of the contract. |