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| Rockford | | If you have noticed that your auto | | Premium Notice: A form notice from |
| Billings | | insurance rates are still increasing | | an insurer or agency to a policy |
| Redlands | | with each renewal, or even have not | | owner that a premium will be due on a |
| Duluth | | gone down even though you have a | | given date. |
| Providence | | great driving record, this lower pricing | | |
| Alameda | | trend makes it more important then | | National Auto Theft Bureau: An |
| Augusta | | ever that you shop around for auto | | organization engaged in the |
| Lowell | | insurance. | | prevention and reduction of motor |
| Greenville | | | | vehicle fire and theft losses. |
| Lincoln | | Life insurance, specifically Term Life, | | |
| Reading | | is arguably one of the best values in | | Approved: The condition which exists |
| Baltimore | | the entire financial services arena. | | when the person or object to be |
| Toms River | | Where else can you go and get | | insured meets the underwriting |
| Cambridge | | hundreds of thousands of dollars in | | standards of the insurer. |
| Santa Monica | | protection for literally pennies per | | |
| Columbus | | day? Rates for Term Life insurance | | Public Adjuster: An insurance adjuster |
| Killeen | | remain at all-time lows, and now is the | | who represents an insured on a fee |
| Anaheim | | time to lock in the best prices. | | basis in claims settlement. Contrast |
| Lancaster | | | | with Independent Adjuster. |
| Odessa | | People who are trying to quit | | |
| Trenton | | smoking, for example, might be best | | Brick Veneer Construction: Refers to |
| Whittier | | suited purchasing a shorter term (and | | a building where the outside walls are |
| Tulsa | | then replacing it with a longer term | | constructed of wood with a facing of a |
| High Point | | policy when they qualify for | | single layer of brick. |
| Clearwater | | non-tobacco prices). | | |
| Sioux City | | | | Provisional Rate: Tentative rates, |
| Vero Beach | | We offer quotes for auto insurance, | | premiums or commissions that are |
| Little Rock | | life insurance, homeowners | | subject to subsequent adjustment. |
| Naples | | insurance, health insurance, term life | | See Commission and Premium. |
| Southfield | | insurance and more. | | |
| Tyler | | | | Interline Endorsement: Commercial |
| Fort Smith | | While some companies raise their | | endorsements that apply, or could |
| Kingsport | | prices based on your actual age, | | apply, to more than one coverage |
| Corpus Christi | | most companies increase the price of | | part of a package policy. |
| Johnstown | | their policies six months before your | | |
| Ocala | | birthday. Its a term called Age | | |
| Omaha | | Nearest in the industry, and that | | |
| Detroit | | half-year price increase could really | | |
| Naperville | | add up over a 20-year term policy. As | | |
| Jackson | | above, the quicker you purchase your | | |
| Edmond | | policy the better. | | |
