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| Schaumburg | | We offer quotes for auto insurance, | | Business: In Property, Liability, and |
| Spring Hill | | life insurance, homeowners | | Health lines, it usually refers to the |
| Austin | | insurance, health insurance, term life | | volume of premiums. |
| Boise | | insurance and more. | | |
| Minneapolis | | | | Accident Year Experience: Measures |
| Evanston | | Shopping around is the best way to | | premiums and losses relating to |
| Sioux City | | save money on your insurance. | | accidents which occurred during a |
| Pensacola | | | | 12-month period. |
| Wilmington | | Individuals who have 30-year | | |
| Los Angeles | | mortgages might want to consider a | | Retrospective Premium: The final |
| Tulsa | | 30-year term to ensure that the house | | premium in a retrospective rating |
| Cypress | | is protected throughout the period of | | plan. See Retrospective Rating. |
| Fort Collins | | the loan. | | |
| Florissant | | | | Premium Receipt: The receipt given |
| Williamsport | | Make sure you have a new policy in | | a policy owner for the payment of a |
| Kingsport | | place before you cancel your old one | | premium. |
| Boynton Beach | | to avoid a lapse in coverage. This will | | |
| Muskegon | | also prevent having to figure out the | | Initial Premium: An amount paid at the |
| Thousand Oaks | | amount of any unused premium that is | | inception of an insurance contract, |
| Pittsburgh | | due to you from your old insurance | | usually subject to adjustment at the |
| Rochester | | company, or having to spar with your | | end of the policy period. |
| Lansing | | agent about exactly when your policy | | |
| Costa Mesa | | was cancelled and how much they | | Insurance Examiner: The |
| Tyler | | owe you. | | representative of a state insurance |
| Quincy | | | | department assigned to participate in |
| Metairie | | People who are trying to quit | | the official audit and examination of |
| Birmingham | | smoking, for example, might be best | | an insurer. |
| Myrtle Beach | | suited purchasing a shorter term (and | | |
| Frederick | | then replacing it with a longer term | | Public Adjuster: An insurance adjuster |
| Jackson | | policy when they qualify for | | who represents an insured on a fee |
| Olympia | | non-tobacco prices). | | basis in claims settlement. Contrast |
| St. Paul | | | | with Independent Adjuster. |
| Santa Rosa | | Life insurance, specifically Term Life, | | |
| Austin | | is arguably one of the best values in | | Lapsed Policy: One which has been |
| Glendale | | the entire financial services arena. | | allowed to expire because of |
| Manchester | | Where else can you go and get | | nonpayment of premiums. |
| Wichita Falls | | hundreds of thousands of dollars in | | |
| Little Rock | | protection for literally pennies per | | |
| Palm Desert | | day? Rates for Term Life insurance | | |
| Lexington | | remain at all-time lows, and now is the | | |
| Bloomington | | time to lock in the best prices. | | |
