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| Tallahassee | | Make sure you have a new policy in | | Business: In Property, Liability, and |
| Duluth | | place before you cancel your old one | | Health lines, it usually refers to the |
| Abilene | | to avoid a lapse in coverage. This will | | volume of premiums. |
| Lubbock | | also prevent having to figure out the | | |
| St. Louis | | amount of any unused premium that is | | Level Commission System: A system |
| Alpharetta | | due to you from your old insurance | | of commissions in which the first year |
| Augusta | | company, or having to spar with your | | and all renewal commissions are the |
| Bronx | | agent about exactly when your policy | | same percentage of the premium. |
| Rockford | | was cancelled and how much they | | |
| Frederick | | owe you. | | Insolvent Insurer: An insurer which is |
| Youngstown | | | | unable to meet its financial |
| Mansfield | | The quickest and easiest way to | | obligations. |
| Rome | | shop for new insurance is by | | |
| Rome | | comparing rates at InsWebs online | | Agent's Balance: A periodic |
| Mountain View | | marketplace. If you do it the | | statement of the sums due and owed |
| West Palm Beach | | old-fashioned way (by calling or | | to an agent under the agent's contract |
| Conroe | | visiting multiple agents or insurance | | with an insurer. |
| Minneapolis | | companies) it could take up a huge | | |
| Scottsdale | | chunk of your time, which no one | | Basic Rate: The manual rate from |
| Baton Rouge | | wants or needs. By completing | | which discounts are taken or to which |
| Cranston | | InsWebs online application, you will | | charges are added to reflect the |
| Racine | | have rates to compare to your old | | individual circumstances of a risk. |
| Fort Worth | | ones within minutes! | | |
| Hemet | | | | Inspection: Independent checking on |
| Flint | | Everyone has different needs, and | | facts about an applicant, |
| Stockton | | not one size fits all when it comes to | | policyholder, or claimant, usually by a |
| Lake Worth | | term life insurance. While it may make | | commercial inspection agency. |
| Lake Worth | | sense for people in their 30s and 40s | | |
| Joliet | | to secure a 20-year term length, a | | Dual Life Stock Company: A stock |
| Grand Rapids | | 10-year term might be more | | Life insurer issuing both participating |
| El Cajon | | appropriate for someone nearing | | and nonparticipating policy contracts. |
| Cape Coral | | retirement. | | |
| Dearborn | | | | Commercial Lines: This term is used |
| White Plains | | Life insurance, specifically Term Life, | | to refer to insurance for businesses, |
| Wichita | | is arguably one of the best values in | | professionals, and commercial |
| Fort Wayne | | the entire financial services arena. | | establishments. |
| Madison | | Where else can you go and get | | |
| Santa Barbara | | hundreds of thousands of dollars in | | |
| Stockton | | protection for literally pennies per | | |
| Providence | | day? Rates for Term Life insurance | | |
| Santa Ana | | remain at all-time lows, and now is the | | |
| Corona | | time to lock in the best prices. | | |
