| | | | |
|
| Anchorage | | People who are trying to quit | | Broker-Agent: One acting as an agent |
| Grand Rapids | | smoking, for example, might be best | | of one or more insurers and as a |
| Stamford | | suited purchasing a shorter term (and | | broker in dealing with one or more |
| San Bernardino | | then replacing it with a longer term | | other insurers. |
| Palo Alto | | policy when they qualify for | | |
| Santa Ana | | non-tobacco prices). | | Book Value: Refers to the value of |
| Seattle | | | | assets as shown in the official |
| St. Joseph | | Life insurance, specifically Term Life, | | accounting records of the company. |
| Peoria | | is arguably one of the best values in | | |
| Rochester | | the entire financial services arena. | | Claim: A demand made by the |
| Erie | | Where else can you go and get | | insured, or the insured's beneficiary, |
| Kansas City | | hundreds of thousands of dollars in | | for payment of the benefits provided |
| Little Rock | | protection for literally pennies per | | by the contract. |
| Nashville | | day? Rates for Term Life insurance | | |
| Naperville | | remain at all-time lows, and now is the | | Replacement: A new policy written to |
| San Diego | | time to lock in the best prices. | | take the place of one currently in force. |
