| | | | |
|
| Valdosta | | The best time to switch policies is | | Net Interest Earned: The average |
| Lowell | | within one month of receiving your | | interest earned by an insurer on its |
| Worcester | | policy renewal from your current | | investments after investment expense |
| Fairfax | | insurer. You can typically cancel your | | but before federal income taxes. |
| Chula Vista | | policy without any fees or penalties if | | |
| Rapid City | | you act within this time period. | | Initial Premium: An amount paid at the |
| Fort Myers | | | | inception of an insurance contract, |
| Clarksville | | We offer quotes for auto insurance, | | usually subject to adjustment at the |
| Bradenton | | life insurance, homeowners | | end of the policy period. |
| Albuquerque | | insurance, health insurance, term life | | |
| Sioux Falls | | insurance and more. | | Single Limit: Any insurance coverage |
| Springfield | | | | which is expressed as a single |
| Worcester | | Everyone has different needs, and | | amount of insurance, or a single limit |
| Myrtle Beach | | not one size fits all when it comes to | | of liability. Contrast with Split Limit. |
| Gainesville | | term life insurance. While it may make | | |
| Columbus | | sense for people in their 30s and 40s | | Agency Contract (or Agreement): The |
| San Diego | | to secure a 20-year term length, a | | document which establishes the legal |
| Stuart | | 10-year term might be more | | relationship between an agent and an |
| Huntsville | | appropriate for someone nearing | | insurer. |
| Newark | | retirement. | | |
| Raleigh | | | | Dual Life Stock Company: A stock |
| Newark | | At InsWeb, you can compare free | | Life insurer issuing both participating |
| Chattanooga | | online insurance quotes from many of | | and nonparticipating policy contracts. |
| Columbia | | the nations leading insurance | | |
| Phoenix | | companies. | | Will Ride: Coverage that remains in |
| Winter Haven | | | | effect regardless of the geographical |
| Grand Junction | | Shopping around is the best way to | | location in which a loss occurs. |
| Cleveland | | save money on your insurance. | | |
| Tampa | | | | Domestic Insurer (or Company): An |
| Woodbridge | | Healthy people have the best | | insurer formed under the laws of the |
| Chandler | | mortality risks and thus are much | | state in which the insurance is written. |
| Naples | | cheaper for companies to insure. This | | |
| Newport Beach | | translates into lower rates for the | | Absolute Assignment: Assignment by |
| Bloomington | | Super Preferred customer than | | a policy owner of all control of and |
| Austin | | someone with higher risk factors such | | rights in the policy to a third party. |
| Sunnyvale | | as a heart condition, cancer or | | |
| Santa Monica | | diabetes. Conversely, if you were | | |
| Glendale | | unhealthy when you acquired your | | |
| Boca Raton | | policy, and your health has now | | |
| San Diego | | improved, it might be time to shop for | | |
| San Bernardino | | a new policy, as your rates are likely | | |
| Nashville | | to be lower. | | |
