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| Tulsa | | Why not take advantage of current | | Claim: A demand made by the |
| Newport News | | low prices? Many auto insurance | | insured, or the insured's beneficiary, |
| Newark | | consumers are becoming educated | | for payment of the benefits provided |
| New Port Richey | | on other companies, plans, and rates | | by the contract. |
| Mansfield | | that are available to them; ones that | | |
| Abilene | | could afford them significant savings | | Depreciation: A decrease in the value |
| Salem | | on their auto insurance. | | of any type of tangible property over |
| Edmond | | | | a period of time resulting from use, |
| San Antonio | | At InsWeb, you can compare free | | wear and tear, or obsolescence. |
| Toms River | | online insurance quotes from many of | | |
| Fremont | | the nations leading insurance | | Lapsed Policy: One which has been |
| Quincy | | companies. | | allowed to expire because of |
| Lafayette | | | | nonpayment of premiums. |
| Clinton Township | | Healthy people have the best | | |
| Newport Beach | | mortality risks and thus are much | | Notice of Cancellation: Written notice |
| Lima | | cheaper for companies to insure. This | | by an insurer of intent to cancel |
| Texarkana | | translates into lower rates for the | | insurance, or written notice by an |
| Denver | | Super Preferred customer than | | insured requesting cancellation. |
| Oceanside | | someone with higher risk factors such | | |
| Sumter | | as a heart condition, cancer or | | Business: In Property, Liability, and |
| Lorain | | diabetes. Conversely, if you were | | Health lines, it usually refers to the |
| Durham | | unhealthy when you acquired your | | volume of premiums. |
| St. Louis | | policy, and your health has now | | |
| Des Moines | | improved, it might be time to shop for | | Capital Sum: The maximum lump sum |
| Jasper | | a new policy, as your rates are likely | | payable in the event of accidental |
| Bronx | | to be lower. | | death or dismemberment. |
