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| Irving | | Life insurance, specifically Term Life, | | Tabular Plan: A retrospective rating |
| Corpus Christi | | is arguably one of the best values in | | plan, which uses tables to furnish the |
| Fort Lauderdale | | the entire financial services arena. | | various values for the rating formula. |
| Sioux City | | Where else can you go and get | | |
| St. Louis | | hundreds of thousands of dollars in | | Approved: The condition which exists |
| Longview | | protection for literally pennies per | | when the person or object to be |
| Springfield | | day? Rates for Term Life insurance | | insured meets the underwriting |
| Oceanside | | remain at all-time lows, and now is the | | standards of the insurer. |
| Anderson | | time to lock in the best prices. | | |
| St. Louis | | | | Commission of Authority: A document |
| Austin | | If you decide to cancel your policy | | outlining the powers delegated to an |
| Joliet | | (after acquiring new coverage) | | agent by an insurer. |
| Henderson | | outside of the 30-day period, you may | | |
| New Orleans | | have to pay a fee or penalty. | | Broker of Record: A broker who has |
| Schaumburg | | However, you may still save money | | been designated to handle certain |
| St. Louis | | after paying the fee if your new policy | | insurance contracts for the |
| Garland | | affords you significant savings. So | | policyholder. |
| Winter Park | | while it is best to wait until your | | |
| Decatur | | receive your renewal notice, you CAN | | You/Your: These words are used to |
| Hot Springs | | cancel your policy at any time. | | refer to the named insured in many of |
| Quincy | | | | the modernized/personalized policy |
| Independence | | Everyone has different needs, and | | forms. |
| Birmingham | | not one size fits all when it comes to | | |
| Lakeland | | term life insurance. While it may make | | Foreign Insurer: An insurer domiciled |
| Santa Rosa | | sense for people in their 30s and 40s | | in a state of the United States other |
| Naples | | to secure a 20-year term length, a | | than the one in which the insured's |
| Worcester | | 10-year term might be more | | insurance is written. |
| Memphis | | appropriate for someone nearing | | |
| Anderson | | retirement. | | Policywriting Agent: An agent who has |
| Bakersfield | | | | the authority to prepare and effect an |
| Biloxi | | At InsWeb, you can compare free | | insurer's policy. |
| Long Island City | | online insurance quotes from many of | | |
| Alameda | | the nations leading insurance | | Agency Company: An insurance |
| Syracuse | | companies. | | company that produces business |
| Stuart | | | | through an agency network. Contrast |
| Stamford | | | | with Direct Writer. |
