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| Sumter | | At InsWeb, you can compare free | | Agent's Balance: A periodic |
| Berkeley | | online insurance quotes from many of | | statement of the sums due and owed |
| Harrisburg | | the nations leading insurance | | to an agent under the agent's contract |
| Lakeland | | companies. | | with an insurer. |
| Las Cruces | | | | |
| Fresno | | Make sure you have a new policy in | | Brokerage Department: A department |
| Augusta | | place before you cancel your old one | | of an insurer whose purpose is to |
| Grand Rapids | | to avoid a lapse in coverage. This will | | deal with brokers in the placing of |
| Slidell | | also prevent having to figure out the | | insurance. |
| Scottsdale | | amount of any unused premium that is | | |
| Stockton | | due to you from your old insurance | | Public Adjuster: An insurance adjuster |
| Peoria | | company, or having to spar with your | | who represents an insured on a fee |
| Santa Rosa | | agent about exactly when your policy | | basis in claims settlement. Contrast |
| Colorado Springs | | was cancelled and how much they | | with Independent Adjuster. |
| Norfolk | | owe you. | | |
| Springfield | | | | Approved: The condition which exists |
| White Plains | | People who are trying to quit | | when the person or object to be |
| Irvine | | smoking, for example, might be best | | insured meets the underwriting |
| Mountain View | | suited purchasing a shorter term (and | | standards of the insurer. |
| Knoxville | | then replacing it with a longer term | | |
| Henderson | | policy when they qualify for | | Commercial Lines: This term is used |
| Panama City | | non-tobacco prices). | | to refer to insurance for businesses, |
| Newport Beach | | | | professionals, and commercial |
| Coral Springs | | The best time to switch policies is | | establishments. |
| Topeka | | within one month of receiving your | | |
| Waco | | policy renewal from your current | | Line of Business: The classification of |
| Tampa | | insurer. You can typically cancel your | | business as utilized in the insurance |
| West Chester | | policy without any fees or penalties if | | industry, e.g., Fire, Allied Lines and |
| Johnstown | | you act within this time period. | | Homeowners. |
