| | | | |
|
| Kansas City | | Healthy people have the best | | Multi-Peril Policies: Policies which |
| Alexandria | | mortality risks and thus are much | | cover a number of perils, such as fire, |
| Jackson | | cheaper for companies to insure. This | | burglary, and liability, in a single |
| Cape Coral | | translates into lower rates for the | | contract. |
| Pensacola | | Super Preferred customer than | | |
| Toms River | | someone with higher risk factors such | | Net Interest Earned: The average |
| Stuart | | as a heart condition, cancer or | | interest earned by an insurer on its |
| Fredericksburg | | diabetes. Conversely, if you were | | investments after investment expense |
| Anchorage | | unhealthy when you acquired your | | but before federal income taxes. |
| White Plains | | policy, and your health has now | | |
| Springfield | | improved, it might be time to shop for | | Nonadmitted Insurer: An insurer not |
| Sioux Falls | | a new policy, as your rates are likely | | licensed to do business in the |
| Independence | | to be lower. | | jurisdiction in question. Same as |
| Slidell | | | | Unauthorized Insurer and Unlicensed |
| Little Rock | | Make sure you have a new policy in | | Insurer. |
| Springfield | | place before you cancel your old one | | |
| Biloxi | | to avoid a lapse in coverage. This will | | Legislative Risk: A risk faced by |
| Augusta | | also prevent having to figure out the | | investors whereby changes in tax |
| Fremont | | amount of any unused premium that is | | laws can result in adverse effects on |
| Quincy | | due to you from your old insurance | | the individual's investment results. |
| Lorain | | company, or having to spar with your | | |
| Akron | | agent about exactly when your policy | | Premium Receipt: The receipt given |
| Baltimore | | was cancelled and how much they | | a policy owner for the payment of a |
| Harlingen | | owe you. | | premium. |
