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| Naples | | Everyone has different needs, and | | War Risk Insurance: Insurance |
| Zanesville | | not one size fits all when it comes to | | covering damage caused by war. |
| West Chester | | term life insurance. While it may make | | Most often written by Ocean Marine |
| Duluth | | sense for people in their 30s and 40s | | Insurance companies covering |
| Gainesville | | to secure a 20-year term length, a | | vessels. |
| Houston | | 10-year term might be more | | |
| Corona | | appropriate for someone nearing | | Malinger: To feign a disability for the |
| Huntsville | | retirement. | | purpose of continuing to collect |
| Quincy | | | | benefits longer than actually |
| Fremont | | Life insurance, specifically Term Life, | | necessary. |
| Santa Monica | | is arguably one of the best values in | | |
| Athens | | the entire financial services arena. | | Agent's License: A certificate of |
| Evanston | | Where else can you go and get | | authority from the state which permits |
| Santa Ana | | hundreds of thousands of dollars in | | the agent to conduct business. |
| Modesto | | protection for literally pennies per | | |
| Salem | | day? Rates for Term Life insurance | | Brick Veneer Construction: Refers to |
| New York | | remain at all-time lows, and now is the | | a building where the outside walls are |
| San Francisco | | time to lock in the best prices. | | constructed of wood with a facing of a |
| Boulder | | | | single layer of brick. |
| Fort Worth | | If you decide to cancel your policy | | |
| Franklin | | (after acquiring new coverage) | | Insurance Policy: The printed form |
| Atlanta | | outside of the 30-day period, you may | | which serves as the contract between |
| Alexandria | | have to pay a fee or penalty. | | an insurer and an insured. |
| Las Cruces | | However, you may still save money | | |
| Atlanta | | after paying the fee if your new policy | | Deductible: The portion of an insured |
| Woodbridge | | affords you significant savings. So | | loss to be borne by the insured |
| Olympia | | while it is best to wait until your | | before he is entitled to recovery from |
| Troy | | receive your renewal notice, you CAN | | the insurer. |
| York | | cancel your policy at any time. | | |
| Corona | | | | Building Code: This refers to |
| Bellevue | | Healthy people have the best | | municipal or other governmental |
| Fort Worth | | mortality risks and thus are much | | ordinances regulating the type of |
| Springfield | | cheaper for companies to insure. This | | construction of buildings within its |
| Hickory | | translates into lower rates for the | | jurisdiction. |
| Orange Park | | Super Preferred customer than | | |
| Sumter | | someone with higher risk factors such | | |
| Longview | | as a heart condition, cancer or | | |
| Austin | | diabetes. Conversely, if you were | | |
| Racine | | unhealthy when you acquired your | | |
| Monroe | | policy, and your health has now | | |
| Cambridge | | improved, it might be time to shop for | | |
| Evanston | | a new policy, as your rates are likely | | |
| Hot Springs | | to be lower. | | |
