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| Seattle | | Make sure you have a new policy in | | Tickler: A reminder system used to |
| Boca Raton | | place before you cancel your old one | | call an individual's attention to actions |
| Myrtle Beach | | to avoid a lapse in coverage. This will | | that must be taken at a future point in |
| Long Beach | | also prevent having to figure out the | | time. |
| Green Bay | | amount of any unused premium that is | | |
| Dearborn | | due to you from your old insurance | | Authorized Insurer: An insurer |
| Santa Rosa | | company, or having to spar with your | | authorized by the state to transact |
| Lansing | | agent about exactly when your policy | | business in that state for specific |
| Morristown | | was cancelled and how much they | | types of insurance. |
| Stuart | | owe you. | | |
| Lakewood | | | | Admitted Company: An insurance |
| Jacksonville | | Individuals who have 30-year | | company authorized and licensed to |
| Washington | | mortgages might want to consider a | | do business in a given state. |
| Schaumburg | | 30-year term to ensure that the house | | |
| Harrisburg | | is protected throughout the period of | | New For Old: Replacing old |
| Fayetteville | | the loan. | | damaged parts or equipment with |
| Boca Raton | | | | new ones rather than repairing them. |
| San Antonio | | Healthy people have the best | | |
| Silver Spring | | mortality risks and thus are much | | Valued: Relating to an agreement by |
| Alpharetta | | cheaper for companies to insure. This | | an insurer to pay a specified amount |
| Richmond | | translates into lower rates for the | | of money to or on behalf of the |
| Huntsville | | Super Preferred customer than | | insured upon occurrence of a defined |
| Dayton | | someone with higher risk factors such | | loss. |
| Corona | | as a heart condition, cancer or | | |
| Hemet | | diabetes. Conversely, if you were | | Public Adjuster: An insurance adjuster |
| Burbank | | unhealthy when you acquired your | | who represents an insured on a fee |
| Sterling Heights | | policy, and your health has now | | basis in claims settlement. Contrast |
| York | | improved, it might be time to shop for | | with Independent Adjuster. |
| Flushing | | a new policy, as your rates are likely | | |
| York | | to be lower. | | Agent's Balance: A periodic |
| Santa Clara | | | | statement of the sums due and owed |
| Cypress | | Shopping around is the best way to | | to an agent under the agent's contract |
| Lexington | | save money on your insurance. | | with an insurer. |