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| Allentown | | Life insurance, specifically Term Life, | | Will Ride: Coverage that remains in |
| Athens | | is arguably one of the best values in | | effect regardless of the geographical |
| Columbia | | the entire financial services arena. | | location in which a loss occurs. |
| Topeka | | Where else can you go and get | | |
| Portland | | hundreds of thousands of dollars in | | Endorsement: A written or printed form |
| Wilmington | | protection for literally pennies per | | attached to the policy which alters |
| Troy | | day? Rates for Term Life insurance | | provisions of the contract. |
| Reading | | remain at all-time lows, and now is the | | |
| Asheville | | time to lock in the best prices. | | Provisional Rate: Tentative rates, |
| Longwood | | | | premiums or commissions that are |
| Newport News | | If you decide to cancel your policy | | subject to subsequent adjustment. |
| Boynton Beach | | (after acquiring new coverage) | | See Commission and Premium. |
| Fort Worth | | outside of the 30-day period, you may | | |
| Alexandria | | have to pay a fee or penalty. | | Amendment: A formal document |
| Redlands | | However, you may still save money | | which corrects or revises an |
| Columbia | | after paying the fee if your new policy | | insurance master policy. |
| Decatur | | affords you significant savings. So | | |
| Yonkers | | while it is best to wait until your | | Approved: The condition which exists |
| Columbia | | receive your renewal notice, you CAN | | when the person or object to be |
| St. Paul | | cancel your policy at any time. | | insured meets the underwriting |
| Tulsa | | | | standards of the insurer. |
| Jacksonville | | Make sure you have a new policy in | | |
| Longview | | place before you cancel your old one | | Provisions: Statements contained in |
| Wichita Falls | | to avoid a lapse in coverage. This will | | an insurance policy which explain the |
| Lowell | | also prevent having to figure out the | | benefits, conditions and other |
| Honolulu | | amount of any unused premium that is | | features of the insurance contract. |
| Baton Rouge | | due to you from your old insurance | | |
| Saginaw | | company, or having to spar with your | | Accidental Bodily Injury: An injury |
| Lawrenceville | | agent about exactly when your policy | | sustained accidentally. Only the result |
| Washington | | was cancelled and how much they | | need be accidental. Contrast with |
| Fall River | | owe you. | | Accidental Means. |
