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| White Plains | | People who are trying to quit | | Deflation: An economic period |
| Milwaukee | | smoking, for example, might be best | | characterized by falling prices, high |
| Clarksville | | suited purchasing a shorter term (and | | unemployment and a generally |
| Norwalk | | then replacing it with a longer term | | sluggish or slow economy. |
| Texarkana | | policy when they qualify for | | |
| Milwaukee | | non-tobacco prices). | | Underinsurance: A condition in which |
| Pasadena | | | | not enough insurance is carried to |
| Goldsboro | | Shopping around is the best way to | | cover the insurable value. |
| Minneapolis | | save money on your insurance. | | |
| Johnstown | | | | Exclusion: A contractual provision that |
| Plano | | Why not take advantage of current | | denies coverage for certain perils, |
| Albuquerque | | low prices? Many auto insurance | | persons, property, or locations. |
| Rockville | | consumers are becoming educated | | |
| Florissant | | on other companies, plans, and rates | | Cash Flow Underwriting: The use of |
| Dayton | | that are available to them; ones that | | rating and premium collection |
| Pompano Beach | | could afford them significant savings | | techniques by insurance companies |
| Mesa | | on their auto insurance. | | to maximize interest earnings on |
| Acworth | | | | premiums. |
| Arlington | | The quickest and easiest way to | | |
| Muskegon | | shop for new insurance is by | | Adjustment Bureau: A firm organized |
| Jersey City | | comparing rates at InsWebs online | | to provide adjustment services to |
| Cypress | | marketplace. If you do it the | | insurers not wishing to create their |
| Gulfport | | old-fashioned way (by calling or | | own claims division. |
| New Orleans | | visiting multiple agents or insurance | | |
| Macon | | companies) it could take up a huge | | FICA. Federal Insurance Contributions |
| Wichita Falls | | chunk of your time, which no one | | Act: A law imposing a payroll tax to |
| Hot Springs | | wants or needs. By completing | | assist in funding Social Security |
| Garland | | InsWebs online application, you will | | benefits. |
| Costa Mesa | | have rates to compare to your old | | |
| Henderson | | ones within minutes! | | Equity: The money value of an |
| Norfolk | | | | insurance company that is over and |
| Houma | | We offer quotes for auto insurance, | | above its liabilities. Liabilities include |
| Stuart | | life insurance, homeowners | | almost all of its reserves. |
| Muncie | | insurance, health insurance, term life | | |
| Bethlehem | | insurance and more. | | |