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| Salem | | The best time to switch policies is | | Other Insurance: The existence of |
| Montgomery | | within one month of receiving your | | other contracts covering the same |
| Harlingen | | policy renewal from your current | | interest and perils. |
| Vero Beach | | insurer. You can typically cancel your | | |
| Pueblo | | policy without any fees or penalties if | | Book Value: Refers to the value of |
| Lorain | | you act within this time period. | | assets as shown in the official |
| Modesto | | | | accounting records of the company. |
| Aurora | | While some companies raise their | | |
| Columbus | | prices based on your actual age, | | Foreign Insurer: An insurer domiciled |
| Albuquerque | | most companies increase the price of | | in a state of the United States other |
| New York | | their policies six months before your | | than the one in which the insured's |
| Akron | | birthday. Its a term called Age | | insurance is written. |
| Fall River | | Nearest in the industry, and that | | |
| Columbus | | half-year price increase could really | | Leasehold: An agreement which |
| Lawton | | add up over a 20-year term policy. As | | gives a person the right to use and |
| Fort Lauderdale | | above, the quicker you purchase your | | occupy property. |
| Fredericksburg | | policy the better. | | |
| Mobile | | | | Deductible: The portion of an insured |
| Santa Rosa | | At InsWeb, you can compare free | | loss to be borne by the insured |
| Atlanta | | online insurance quotes from many of | | before he is entitled to recovery from |
| Grand Rapids | | the nations leading insurance | | the insurer. |
| Raleigh | | companies. | | |
| Atlanta | | | | Insurance Examiner: The |
| Escondido | | Shopping around is the best way to | | representative of a state insurance |
| Spartanburg | | save money on your insurance. | | department assigned to participate in |
| Gaithersburg | | | | the official audit and examination of |
| Clinton Township | | If you have noticed that your auto | | an insurer. |
| Turlock | | insurance rates are still increasing | | |
| Stamford | | with each renewal, or even have not | | Multi-Peril Policies: Policies which |
| New Orleans | | gone down even though you have a | | cover a number of perils, such as fire, |
| Berkeley | | great driving record, this lower pricing | | burglary, and liability, in a single |
| Jasper | | trend makes it more important then | | contract. |
| Ocala | | ever that you shop around for auto | | |
| Fremont | | insurance. | | Authorized Insurer: An insurer |
| Silver Spring | | | | authorized by the state to transact |
| Cookeville | | | | business in that state for specific |
| Alexandria | | | | types of insurance. |
