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| Erie | | Individuals who have 30-year | | Preferred Risk: Any risk considered |
| Norwalk | | mortgages might want to consider a | | to be better than the standard risk on |
| Rapid City | | 30-year term to ensure that the house | | which the premium rate was |
| Phoenix | | is protected throughout the period of | | calculated. |
| Southfield | | the loan. | | |
| Staten Island | | | | Stock Option Plan: Surviving |
| Columbus | | While some companies raise their | | stockholders have the option to |
| Warwick | | prices based on your actual age, | | purchase or not purchase the shares |
| York | | most companies increase the price of | | of a deceased stockholder. |
| Joliet | | their policies six months before your | | |
| Las Cruces | | birthday. Its a term called Age | | Liabilities: Money owed or expected |
| Tucson | | Nearest in the industry, and that | | to be owed. Insurance company |
| Mesa | | half-year price increase could really | | financial statements, for instance, |
| Anderson | | add up over a 20-year term policy. As | | show assets and liabilities. |
| Pompano Beach | | above, the quicker you purchase your | | |
| Florence | | policy the better. | | Broker-Agent: One acting as an agent |
| Norwalk | | | | of one or more insurers and as a |
| Morristown | | At InsWeb, you can compare free | | broker in dealing with one or more |
| Naples | | online insurance quotes from many of | | other insurers. |
| Pembroke Pines | | the nations leading insurance | | |
| Fort Wayne | | companies. | | Partial Loss: A loss covered by an |
| Albuquerque | | | | insurance policy which does not |
| Tucson | | The best time to switch policies is | | completely destroy or render |
| Boynton Beach | | within one month of receiving your | | worthless the insured property. |
| Reno | | policy renewal from your current | | |
| Southfield | | insurer. You can typically cancel your | | Accidental Bodily Injury: An injury |
| Newark | | policy without any fees or penalties if | | sustained accidentally. Only the result |
| Sumter | | you act within this time period. | | need be accidental. Contrast with |
| Providence | | | | Accidental Means. |
| Billings | | Life insurance, specifically Term Life, | | |
| Youngstown | | is arguably one of the best values in | | War Risk Insurance: Insurance |
| Clearwater | | the entire financial services arena. | | covering damage caused by war. |
| Fredericksburg | | Where else can you go and get | | Most often written by Ocean Marine |
| Decatur | | hundreds of thousands of dollars in | | Insurance companies covering |
| Walnut Creek | | protection for literally pennies per | | vessels. |
| Jonesboro | | day? Rates for Term Life insurance | | |
| Minneapolis | | remain at all-time lows, and now is the | | |
| Jersey City | | time to lock in the best prices. | | |
