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| Norfolk | | The quickest and easiest way to | | Claim Report: A report filed by an |
| Cookeville | | shop for new insurance is by | | agent setting forth the facts of a claim. |
| Portland | | comparing rates at InsWebs online | | Same as Loss Report. |
| Ann Arbor | | marketplace. If you do it the | | |
| Albany | | old-fashioned way (by calling or | | Society of Insurance Research: An |
| Reading | | visiting multiple agents or insurance | | organization which encourages |
| Salt Lake City | | companies) it could take up a huge | | insurance research and promotes the |
| Conroe | | chunk of your time, which no one | | exchange of ideas and methods of |
| Woodbridge | | wants or needs. By completing | | research. |
| Englewood | | InsWebs online application, you will | | |
| St. Joseph | | have rates to compare to your old | | Agent's Qualification Law: Education, |
| Orange Park | | ones within minutes! | | experience, and other requirements |
| San Jose | | | | imposed by the state upon persons |
| Orange | | The best time to switch policies is | | desiring to be licensed as agents. |
| Las Cruces | | within one month of receiving your | | |
| Spokane | | policy renewal from your current | | Admitted Company: An insurance |
| Oxnard | | insurer. You can typically cancel your | | company authorized and licensed to |
| Jacksonville | | policy without any fees or penalties if | | do business in a given state. |
| Fullerton | | you act within this time period. | | |
| Pembroke Pines | | | | Fiduciary: A person holding the funds |
| New York | | People who are trying to quit | | or property of another in a position of |
| Chula Vista | | smoking, for example, might be best | | trust. An example would be the |
| Jackson | | suited purchasing a shorter term (and | | executor of an estate. |
| Virginia Beach | | then replacing it with a longer term | | |
| Chandler | | policy when they qualify for | | New For Old: Replacing old |
| Lafayette | | non-tobacco prices). | | damaged parts or equipment with |
| Belleville | | | | new ones rather than repairing them. |
| Panama City | | If you have noticed that your auto | | |
| Anchorage | | insurance rates are still increasing | | Tabular Plan: A retrospective rating |
| Orange Park | | with each renewal, or even have not | | plan, which uses tables to furnish the |
| Hollywood | | gone down even though you have a | | various values for the rating formula. |
| Grand Prairie | | great driving record, this lower pricing | | |
| Naples | | trend makes it more important then | | Incurred Expense: Expenses not yet |
| Greenville | | ever that you shop around for auto | | paid. Can also include paid |
| Fayetteville | | insurance. | | expenses in some accounting |
| Los Angeles | | | | systems. |
