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| Tyler | | People who are trying to quit | | United States Aircraft Insurance |
| Reno | | smoking, for example, might be best | | Group: A group of insurers providing |
| Anderson | | suited purchasing a shorter term (and | | facilities for all forms of Aviation |
| Harrisburg | | then replacing it with a longer term | | Insurance. |
| Louisville | | policy when they qualify for | | |
| Venice | | non-tobacco prices). | | Will Ride: Coverage that remains in |
| Cookeville | | | | effect regardless of the geographical |
| Hollywood | | Individuals who have 30-year | | location in which a loss occurs. |
| Louisville | | mortgages might want to consider a | | |
| Racine | | 30-year term to ensure that the house | | Federal Deposit Insurance |
| Carlsbad | | is protected throughout the period of | | Corporation (FDIC): An agency of the |
| Spring Hill | | the loan. | | federal government which insures |
| Acworth | | | | bank deposits up to a stated |
| Irving | | If you decide to cancel your policy | | maximum. |
| Torrance | | (after acquiring new coverage) | | |
| Mobile | | outside of the 30-day period, you may | | New For Old: Replacing old |
| Gainesville | | have to pay a fee or penalty. | | damaged parts or equipment with |
| Jasper | | However, you may still save money | | new ones rather than repairing them. |
| Whittier | | after paying the fee if your new policy | | |
| Greenville | | affords you significant savings. So | | Short-Term Policy: A policy written for |
| Conroe | | while it is best to wait until your | | a period of less time than is normal for |
| Raleigh | | receive your renewal notice, you CAN | | that type of policy. |
| Yonkers | | cancel your policy at any time. | | |
| San Jose | | | | Gain and Loss Exhibit: The portion of |
| Williamsburg | | Healthy people have the best | | the convention blank which |
| Grand Prairie | | mortality risks and thus are much | | represents an analysis of gains, |
| Killeen | | cheaper for companies to insure. This | | losses, and surplus during an |
| West Chester | | translates into lower rates for the | | accounting period. |
| Minneapolis | | Super Preferred customer than | | |
| Whittier | | someone with higher risk factors such | | Open Rating: A system whereby a |
| Wilmington | | as a heart condition, cancer or | | state allows an insurer to use rates |
| Modesto | | diabetes. Conversely, if you were | | without prior approval. |
| Fort Collins | | unhealthy when you acquired your | | |
| Escondido | | policy, and your health has now | | Flat Cancellation: A policy which is |
| Boise | | improved, it might be time to shop for | | cancelled upon its effective date. |
| Baltimore | | a new policy, as your rates are likely | | Usually under a flat cancellation no |
| Arlington | | to be lower. | | premium charge is made. |
