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| Fresno | | The quickest and easiest way to | | Insurance Policy: The printed form |
| Saginaw | | shop for new insurance is by | | which serves as the contract between |
| Biloxi | | comparing rates at InsWebs online | | an insurer and an insured. |
| Williamsport | | marketplace. If you do it the | | |
| Hemet | | old-fashioned way (by calling or | | Overlapping Insurance: Coverage |
| Winter Haven | | visiting multiple agents or insurance | | from two or more policies or insurers |
| Beaumont | | companies) it could take up a huge | | which duplicates coverage of certain |
| St. Joseph | | chunk of your time, which no one | | risks. |
| Longwood | | wants or needs. By completing | | |
| St. Paul | | InsWebs online application, you will | | Tickler: A reminder system used to |
| Hartford | | have rates to compare to your old | | call an individual's attention to actions |
| Rochester | | ones within minutes! | | that must be taken at a future point in |
| Canton | | | | time. |
| Jasper | | People who are trying to quit | | |
| Jacksonville | | smoking, for example, might be best | | Indemnify: To restore the victim of a |
| Portland | | suited purchasing a shorter term (and | | loss to the same position as before |
| Bayside | | then replacing it with a longer term | | the loss occurred. |
| Poughkeepsie | | policy when they qualify for | | |
| Rockford | | non-tobacco prices). | | Flat Cancellation: A policy which is |
| Ocala | | | | cancelled upon its effective date. |
| Decatur | | If you have noticed that your auto | | Usually under a flat cancellation no |
| Mobile | | insurance rates are still increasing | | premium charge is made. |
| Huntington Beach | | with each renewal, or even have not | | |
| Panama City | | gone down even though you have a | | Domestic Insurer (or Company): An |
| Santa Clara | | great driving record, this lower pricing | | insurer formed under the laws of the |
| Schaumburg | | trend makes it more important then | | state in which the insurance is written. |
| Austin | | ever that you shop around for auto | | |
| Winter Haven | | insurance. | | Approved Roof: A term used in |
| Schenectady | | | | building construction. It indicates a |
| Riverside | | Shopping around is the best way to | | roof made of fire-resistive materials, |
| Biloxi | | save money on your insurance. | | such as tile or asphalt shingles. |