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| Anchorage | | Healthy people have the best | | Lapsed Policy: One which has been |
| Downey | | mortality risks and thus are much | | allowed to expire because of |
| Lawrenceville | | cheaper for companies to insure. This | | nonpayment of premiums. |
| Reno | | translates into lower rates for the | | |
| Newport News | | Super Preferred customer than | | Effective Date: The date on which the |
| Lansing | | someone with higher risk factors such | | protection of an insurance policy or |
| Waterloo | | as a heart condition, cancer or | | bond goes into effect. |
| Salt Lake City | | diabetes. Conversely, if you were | | |
| Macon | | unhealthy when you acquired your | | Admitted (or Allowed) Assets: Assets |
| Naperville | | policy, and your health has now | | whose values are permitted by state |
| Flushing | | improved, it might be time to shop for | | law to be included in the annual |
| Metairie | | a new policy, as your rates are likely | | statement of the insurer. |
| Johnson City | | to be lower. | | |
| Westbury | | | | Stock Option Plan: Surviving |
| Billings | | The quickest and easiest way to | | stockholders have the option to |
| Mansfield | | shop for new insurance is by | | purchase or not purchase the shares |
| Williamsburg | | comparing rates at InsWebs online | | of a deceased stockholder. |
| Santa Ana | | marketplace. If you do it the | | |
| Rochester | | old-fashioned way (by calling or | | Coding: A method of putting |
| Cedar Rapids | | visiting multiple agents or insurance | | information into a numerical form for |
| Pompano Beach | | companies) it could take up a huge | | statistical use. Most information on |
| Elkhart | | chunk of your time, which no one | | policies is coded and then put into |
| Zanesville | | wants or needs. By completing | | reports. |
| Long Island City | | InsWebs online application, you will | | |
| Cookeville | | have rates to compare to your old | | Commercial Lines: This term is used |
| St. Louis | | ones within minutes! | | to refer to insurance for businesses, |
| Troy | | | | professionals, and commercial |
| Harrisburg | | If you have noticed that your auto | | establishments. |
| Escondido | | insurance rates are still increasing | | |
| Des Moines | | with each renewal, or even have not | | Retail Credit Company: The former |
| New Port Richey | | gone down even though you have a | | name of Equifax, a credit reporting |
| Augusta | | great driving record, this lower pricing | | organization. See Equifax. |
| Minneapolis | | trend makes it more important then | | |
| Lawrenceville | | ever that you shop around for auto | | Provisional Rate: Tentative rates, |
| Mansfield | | insurance. | | premiums or commissions that are |
| Denton | | | | subject to subsequent adjustment. |
| Littleton | | | | See Commission and Premium. |
