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| Hampton | | Why not take advantage of current | | Foreign Insurer: An insurer domiciled |
| Johnstown | | low prices? Many auto insurance | | in a state of the United States other |
| New Port Richey | | consumers are becoming educated | | than the one in which the insured's |
| Erie | | on other companies, plans, and rates | | insurance is written. |
| Phoenix | | that are available to them; ones that | | |
| Little Rock | | could afford them significant savings | | Insurance Examiner: The |
| Alexandria | | on their auto insurance. | | representative of a state insurance |
| Palm Desert | | | | department assigned to participate in |
| Dallas | | While some companies raise their | | the official audit and examination of |
| Orange Park | | prices based on your actual age, | | an insurer. |
| Dubuque | | most companies increase the price of | | |
| Elkhart | | their policies six months before your | | Endorsement: A written or printed form |
| Springfield | | birthday. Its a term called Age | | attached to the policy which alters |
| Wilmington | | Nearest in the industry, and that | | provisions of the contract. |
| Canton | | half-year price increase could really | | |
| Newark | | add up over a 20-year term policy. As | | Cut Rate: This term generally applies |
| Westbury | | above, the quicker you purchase your | | to insurance companies who charge |
| Longwood | | policy the better. | | premiums below a normal or average |
| Rockford | | | | rate. |
| Lorain | | Individuals who have 30-year | | |
| Naples | | mortgages might want to consider a | | Partial Loss: A loss covered by an |
| San Jose | | 30-year term to ensure that the house | | insurance policy which does not |
| Reno | | is protected throughout the period of | | completely destroy or render |
| San Antonio | | the loan. | | worthless the insured property. |
