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| Columbus | | At InsWeb, you can compare free | | Broker-Agent: One acting as an agent |
| Texarkana | | online insurance quotes from many of | | of one or more insurers and as a |
| Hendersonville | | the nations leading insurance | | broker in dealing with one or more |
| Union | | companies. | | other insurers. |
| Brooklyn | | | | |
| Baton Rouge | | People who are trying to quit | | Examiner: An employee assigned by |
| Chattanooga | | smoking, for example, might be best | | the state insurance department to |
| Boulder | | suited purchasing a shorter term (and | | audit insurers' records. |
| Hickory | | then replacing it with a longer term | | |
| Malden | | policy when they qualify for | | Incurred Expense: Expenses not yet |
| Gaithersburg | | non-tobacco prices). | | paid. Can also include paid |
| Lubbock | | | | expenses in some accounting |
| Cranston | | Life insurance, specifically Term Life, | | systems. |
| Scranton | | is arguably one of the best values in | | |
| Hemet | | the entire financial services arena. | | Partial Loss: A loss covered by an |
| Clarksville | | Where else can you go and get | | insurance policy which does not |
| Stockbridge | | hundreds of thousands of dollars in | | completely destroy or render |
| Albuquerque | | protection for literally pennies per | | worthless the insured property. |
| Albany | | day? Rates for Term Life insurance | | |
| Ventura | | remain at all-time lows, and now is the | | Sole Proprietorship: A business |
| Santa Rosa | | time to lock in the best prices. | | enterprise owned by one person who |
| York | | | | is its manager and employee. |
| Canton | | Make sure you have a new policy in | | |
| Scranton | | place before you cancel your old one | | Nonassignable: A policy that the |
| Fullerton | | to avoid a lapse in coverage. This will | | owner cannot assign to a third party. |
| Kalamazoo | | also prevent having to figure out the | | Most policies are nonassignable |
| Alpharetta | | amount of any unused premium that is | | unless approval is given by the |
| Newport News | | due to you from your old insurance | | insurer. |
| Greeley | | company, or having to spar with your | | |
| Santa Rosa | | agent about exactly when your policy | | Replacement: A new policy written to |
| Sioux City | | was cancelled and how much they | | take the place of one currently in force. |
| Fayetteville | | owe you. | | |
| Fort Lauderdale | | | | Premium Receipt: The receipt given |
| Springfield | | Individuals who have 30-year | | a policy owner for the payment of a |
| Cherry Hill | | mortgages might want to consider a | | premium. |
| Palm Desert | | 30-year term to ensure that the house | | |
| Clarksville | | is protected throughout the period of | | |
| Fort Smith | | the loan. | | |
