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| Clearwater | | We offer quotes for auto insurance, | | Coding: A method of putting |
| Delray Beach | | life insurance, homeowners | | information into a numerical form for |
| Amarillo | | insurance, health insurance, term life | | statistical use. Most information on |
| Williamsburg | | insurance and more. | | policies is coded and then put into |
| Hot Springs | | | | reports. |
| Council Bluffs | | Healthy people have the best | | |
| Downey | | mortality risks and thus are much | | Appraisal: An evaluation of property |
| Rockville | | cheaper for companies to insure. This | | made to ascertain either the |
| Los Angeles | | translates into lower rates for the | | appropriate amount of insurance to |
| Springfield | | Super Preferred customer than | | be written or the amount of loss to be |
| Allentown | | someone with higher risk factors such | | paid. |
| San Diego | | as a heart condition, cancer or | | |
| Sacramento | | diabetes. Conversely, if you were | | Producer: A term applied to an agent, |
| Valdosta | | unhealthy when you acquired your | | solicitor or other person who sells |
| Florissant | | policy, and your health has now | | insurance. |
| Fall River | | improved, it might be time to shop for | | |
| Lake Charles | | a new policy, as your rates are likely | | Exclusions: Specific situations, |
| Jackson | | to be lower. | | conditions, or circumstances that are |
| Edison | | | | listed in the contract as being not |
| Tyler | | The quickest and easiest way to | | covered. |
| Venice | | shop for new insurance is by | | |
| Torrance | | comparing rates at InsWebs online | | Inspection: Independent checking on |
| Longmont | | marketplace. If you do it the | | facts about an applicant, |
| Charleston | | old-fashioned way (by calling or | | policyholder, or claimant, usually by a |
| Bellevue | | visiting multiple agents or insurance | | commercial inspection agency. |
| Scranton | | companies) it could take up a huge | | |
| Zanesville | | chunk of your time, which no one | | Malinger: To feign a disability for the |
| Columbia | | wants or needs. By completing | | purpose of continuing to collect |
| Grand Rapids | | InsWebs online application, you will | | benefits longer than actually |
| Mountain View | | have rates to compare to your old | | necessary. |
| Youngstown | | ones within minutes! | | |
| Columbus | | | | Examiner: An employee assigned by |
| Lubbock | | Life insurance, specifically Term Life, | | the state insurance department to |
| Pittsburgh | | is arguably one of the best values in | | audit insurers' records. |
| Kalamazoo | | the entire financial services arena. | | |
| Thousand Oaks | | Where else can you go and get | | |
| Des Moines | | hundreds of thousands of dollars in | | |
| Macon | | protection for literally pennies per | | |
| Tempe | | day? Rates for Term Life insurance | | |
| Grand Junction | | remain at all-time lows, and now is the | | |
| Malden | | time to lock in the best prices. | | |