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| Lafayette | | Individuals who have 30-year | | Claim: A demand made by the |
| Oxnard | | mortgages might want to consider a | | insured, or the insured's beneficiary, |
| Tucson | | 30-year term to ensure that the house | | for payment of the benefits provided |
| Livonia | | is protected throughout the period of | | by the contract. |
| Memphis | | the loan. | | |
| Lakewood | | | | Single Limit: Any insurance coverage |
| New Port Richey | | Why not take advantage of current | | which is expressed as a single |
| Tyler | | low prices? Many auto insurance | | amount of insurance, or a single limit |
| Venice | | consumers are becoming educated | | of liability. Contrast with Split Limit. |
| Lincoln | | on other companies, plans, and rates | | |
| Gainesville | | that are available to them; ones that | | Commercial Lines: This term is used |
| Glendale | | could afford them significant savings | | to refer to insurance for businesses, |
| Delray Beach | | on their auto insurance. | | professionals, and commercial |
| Gaithersburg | | | | establishments. |
| Wichita Falls | | People who are trying to quit | | |
| Pensacola | | smoking, for example, might be best | | Net Loss: The amount of loss |
| Hartford | | suited purchasing a shorter term (and | | sustained by an insurer after giving |
| Plano | | then replacing it with a longer term | | effect to all applicable reinsurance, |
| Augusta | | policy when they qualify for | | salvage, and subrogation recoveries. |
| Bakersfield | | non-tobacco prices). | | |
| Des Moines | | | | Agency Contract (or Agreement): The |
| Wichita Falls | | We offer quotes for auto insurance, | | document which establishes the legal |
| Fremont | | life insurance, homeowners | | relationship between an agent and an |
| Kalamazoo | | insurance, health insurance, term life | | insurer. |
| Davenport | | insurance and more. | | |
| Waterloo | | | | Business: In Property, Liability, and |
| Whittier | | Life insurance, specifically Term Life, | | Health lines, it usually refers to the |
| Portland | | is arguably one of the best values in | | volume of premiums. |
| Dallas | | the entire financial services arena. | | |
| Baltimore | | Where else can you go and get | | Partial Loss: A loss covered by an |
| Naperville | | hundreds of thousands of dollars in | | insurance policy which does not |
| Salt Lake City | | protection for literally pennies per | | completely destroy or render |
| Amarillo | | day? Rates for Term Life insurance | | worthless the insured property. |
| Harlingen | | remain at all-time lows, and now is the | | |
| Cookeville | | time to lock in the best prices. | | |
