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| Garland | | The quickest and easiest way to | | Approved: The condition which exists |
| Walnut Creek | | shop for new insurance is by | | when the person or object to be |
| Springfield | | comparing rates at InsWebs online | | insured meets the underwriting |
| Syracuse | | marketplace. If you do it the | | standards of the insurer. |
| Warwick | | old-fashioned way (by calling or | | |
| Greeley | | visiting multiple agents or insurance | | Losses Incurred: The total losses, |
| Columbus | | companies) it could take up a huge | | whether paid or not, sustained by an |
| Knoxville | | chunk of your time, which no one | | insurer during a given period, e.g., 12 |
| Lansing | | wants or needs. By completing | | months. |
| Newburgh | | InsWebs online application, you will | | |
| Fall River | | have rates to compare to your old | | We/Us/Our: These words are used to |
| Jersey City | | ones within minutes! | | refer to the insurer in many of the |
| Acworth | | | | modernized/personalized policy |
| Owensboro | | At InsWeb, you can compare free | | forms recently introduced. |
| Bradenton | | online insurance quotes from many of | | |
| Conroe | | the nations leading insurance | | Divided Cover: The placing of |
| Valdosta | | companies. | | insurance on a given subject or |
| Naperville | | | | object with more than one insurer. |
| New Orleans | | If you have noticed that your auto | | |
| Reno | | insurance rates are still increasing | | Indemnity: Restoration to the victim of |
| Boulder | | with each renewal, or even have not | | a loss by payment, repair, or |
| Greenville | | gone down even though you have a | | replacement. |
| Boca Raton | | great driving record, this lower pricing | | |
| Toms River | | trend makes it more important then | | Approved Roof: A term used in |
| Fresno | | ever that you shop around for auto | | building construction. It indicates a |
| Elkhart | | insurance. | | roof made of fire-resistive materials, |
| Houston | | | | such as tile or asphalt shingles. |
| Little Rock | | The best time to switch policies is | | |
| Slidell | | within one month of receiving your | | Other Insurance: The existence of |
| Worcester | | policy renewal from your current | | other contracts covering the same |
| Rapid City | | insurer. You can typically cancel your | | interest and perils. |
| Seattle | | policy without any fees or penalties if | | |
| Sacramento | | you act within this time period. | | Commercial Lines: This term is used |
| Fort Lauderdale | | | | to refer to insurance for businesses, |
| Rochester | | | | professionals, and commercial |
| Davenport | | | | establishments. |
