| | | | |
|
| Fort Worth | | Individuals who have 30-year | | Capital Sum: The maximum lump sum |
| Bay City | | mortgages might want to consider a | | payable in the event of accidental |
| Milwaukee | | 30-year term to ensure that the house | | death or dismemberment. |
| Alexandria | | is protected throughout the period of | | |
| Livonia | | the loan. | | Fictitious Groups: Groups formed |
| Bradenton | | | | primarily for the purpose of buying |
| Florence | | The quickest and easiest way to | | insurance. Under the law such groups |
| Marietta | | shop for new insurance is by | | may not be underwritten. |
| Grand Rapids | | comparing rates at InsWebs online | | |
| Portland | | marketplace. If you do it the | | Premises: The particular location of |
| Lexington | | old-fashioned way (by calling or | | property or a portion thereof as |
| Winter Park | | visiting multiple agents or insurance | | designated in a policy. |
| Killeen | | companies) it could take up a huge | | |
| Lakewood | | chunk of your time, which no one | | Underwriters Laboratories, Inc. (UL): A |
| Santa Barbara | | wants or needs. By completing | | testing laboratory for manufactured |
| Tampa | | InsWebs online application, you will | | items to determine their safety |
| Reno | | have rates to compare to your old | | propensities. |
| Bakersfield | | ones within minutes! | | |
| Abilene | | | | Agency: An insurance sales office |
| Longmont | | If you have noticed that your auto | | which is directed by a agent, |
| Dearborn | | insurance rates are still increasing | | manager, independent agent, or |
| Huntington | | with each renewal, or even have not | | company manager. |
| Wichita Falls | | gone down even though you have a | | |
| Wichita | | great driving record, this lower pricing | | Coding: A method of putting |
| Fairfax | | trend makes it more important then | | information into a numerical form for |
| Las Cruces | | ever that you shop around for auto | | statistical use. Most information on |
| Pompano Beach | | insurance. | | policies is coded and then put into |
| Kalamazoo | | | | reports. |
| Delray Beach | | Everyone has different needs, and | | |
| Corpus Christi | | not one size fits all when it comes to | | Claim Report: A report filed by an |
| Columbus | | term life insurance. While it may make | | agent setting forth the facts of a claim. |
| Beaumont | | sense for people in their 30s and 40s | | Same as Loss Report. |
| Montgomery | | to secure a 20-year term length, a | | |
| Oceanside | | 10-year term might be more | | Standard Industry Code (SIC): This is |
| Sumter | | appropriate for someone nearing | | a coding system which assigns |
| Killeen | | retirement. | | separate codes for different types of |
| Boulder | | | | industries. |
