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| Lima | | The quickest and easiest way to | | Tickler: A reminder system used to |
| Dubuque | | shop for new insurance is by | | call an individual's attention to actions |
| Anderson | | comparing rates at InsWebs online | | that must be taken at a future point in |
| Shreveport | | marketplace. If you do it the | | time. |
| Stockton | | old-fashioned way (by calling or | | |
| Virginia Beach | | visiting multiple agents or insurance | | Premium Notice: A form notice from |
| Cypress | | companies) it could take up a huge | | an insurer or agency to a policy |
| Redlands | | chunk of your time, which no one | | owner that a premium will be due on a |
| Beaumont | | wants or needs. By completing | | given date. |
| Lorain | | InsWebs online application, you will | | |
| Augusta | | have rates to compare to your old | | Earned Income: The money |
| Racine | | ones within minutes! | | individuals earn as a result of working |
| Gainesville | | | | at some job or occupation for which |
| San Diego | | Everyone has different needs, and | | they are paid a salary. |
| Cypress | | not one size fits all when it comes to | | |
| Reno | | term life insurance. While it may make | | Mutualization: The process of |
| Arlington | | sense for people in their 30s and 40s | | converting a stock insurer to a mutual |
| San Bernardino | | to secure a 20-year term length, a | | insurer, accomplished by having the |
| Jackson | | 10-year term might be more | | insurer buy stock and retire it. |
| Newport News | | appropriate for someone nearing | | |
| Pueblo | | retirement. | | Gain and Loss Exhibit: The portion of |
| Alpharetta | | | | the convention blank which |
| Oceanside | | Life insurance, specifically Term Life, | | represents an analysis of gains, |
| Hartford | | is arguably one of the best values in | | losses, and surplus during an |
| Melbourne | | the entire financial services arena. | | accounting period. |
| Overland Park | | Where else can you go and get | | |
| Johnson City | | hundreds of thousands of dollars in | | Gross Premium: The net premium |
| Bellevue | | protection for literally pennies per | | plus operating expenses, |
| Long Beach | | day? Rates for Term Life insurance | | commissions and other expenses. |
| Jasper | | remain at all-time lows, and now is the | | |
| Owensboro | | time to lock in the best prices. | | Standard Industry Code (SIC): This is |
| Aurora | | | | a coding system which assigns |
| Albuquerque | | People who are trying to quit | | separate codes for different types of |
| Bay City | | smoking, for example, might be best | | industries. |
| Manchester | | suited purchasing a shorter term (and | | |
| Cleveland | | then replacing it with a longer term | | |
| Glendale | | policy when they qualify for | | |
| Florissant | | non-tobacco prices). | | |
