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| Lancaster | | Everyone has different needs, and | | Divided Cover: The placing of |
| Dearborn | | not one size fits all when it comes to | | insurance on a given subject or |
| Grand Rapids | | term life insurance. While it may make | | object with more than one insurer. |
| Stockbridge | | sense for people in their 30s and 40s | | |
| Santa Ana | | to secure a 20-year term length, a | | Capital Sum: The maximum lump sum |
| Albuquerque | | 10-year term might be more | | payable in the event of accidental |
| Sunnyvale | | appropriate for someone nearing | | death or dismemberment. |
| Kingsport | | retirement. | | |
| Troy | | | | We/Us/Our: These words are used to |
| Alpharetta | | Life insurance, specifically Term Life, | | refer to the insurer in many of the |
| Frederick | | is arguably one of the best values in | | modernized/personalized policy |
| Hampton | | the entire financial services arena. | | forms recently introduced. |
| Independence | | Where else can you go and get | | |
| Raleigh | | hundreds of thousands of dollars in | | Tabular Plan: A retrospective rating |
| Lansing | | protection for literally pennies per | | plan, which uses tables to furnish the |
| Santa Ana | | day? Rates for Term Life insurance | | various values for the rating formula. |
| Portsmouth | | remain at all-time lows, and now is the | | |
| Riverside | | time to lock in the best prices. | | Losses Incurred: The total losses, |
| Cambridge | | | | whether paid or not, sustained by an |
| Johnson City | | Why not take advantage of current | | insurer during a given period, e.g., 12 |
| Longwood | | low prices? Many auto insurance | | months. |
| Woodbridge | | consumers are becoming educated | | |
| Newport News | | on other companies, plans, and rates | | Liquidity: The ability of an insurer to |
| St. Louis | | that are available to them; ones that | | convert its assets into cash to pay |
| Jacksonville | | could afford them significant savings | | claims if necessary. |
| Fort Worth | | on their auto insurance. | | |
| Sarasota | | | | Indemnify: To restore the victim of a |
| Kalamazoo | | At InsWeb, you can compare free | | loss to the same position as before |
| Metairie | | online insurance quotes from many of | | the loss occurred. |
| Youngstown | | the nations leading insurance | | |
| Fall River | | companies. | | Agent's Qualification Law: Education, |
| Tampa | | | | experience, and other requirements |
| Edison | | Shopping around is the best way to | | imposed by the state upon persons |
| Vero Beach | | save money on your insurance. | | desiring to be licensed as agents. |
